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TED - Tenders Electronic Daily (Publications Office of the EU) verified 3 days ago Contract notice

Poland - Lending services - Provision by a bank of a long-term loan in 2026

Original Polska - Usługi udzielania kredytu - Udzielenie przez bank długoterminowego kredytu w 2026 r.

Closed Poland Kujawsko-pomorskie Financial & insurance services

Buyer Województwo Kujawsko-Pomorskie

Key facts

Closed
10:00 (UTC+2)
Procedure
Open procedure
  1. Published
  2. Deadline open for 28 days
  3. Awarded pending
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Summary

Machine-generated summary

The Kujawsko-Pomorskie Voivodeship in Poland procured the provision by a bank of a long-term loan in 2026, as specified in the terms of reference together with its annexes. The loan, amounting to 288,000,000.00 zloty, was intended to finance the planned deficit of the voivodeship budget. The lending and repayment period was 20 years from the signing of the contract. Bidding has closed, with the deadline for bids on 21 September 2026.

Description

Przedmiotem zamówienia jest udzielenie przez bank długoterminowego kredytu w 2026 r., zgodnie z SWZ wraz z załącznikami. Kredyt długoterminowy w wysokości 288.000.000,00 zł przeznaczony będzie na sfinansowanie planowanego deficytu budżetu województwa. Okres kredytowania i spłaty - 20 lat od zawarcia umowy.

Terms of the procedure

How tenders are scored
Cena: 100 percent

As the official notice states them.

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

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Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 3 days ago

Województwo Kujawsko-Pomorskie

Poland

notices in the register
188
awards
112
awarded in total
€38.0M

Who wins its contracts

Many suppliers
different companies won its awards
67
of the awards went to the three most frequent winners
17%
of its calls state an estimated value
0%

Based on 87 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
1.6
of those lots received a single tender
53%
of the awards went to companies based in another country
0%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

Awards most often to

  1. Kujawsko-Pomorskie Inwestycje Regionalne Sp. z o.o. 9 awards €879,709
  2. Polska Press sp. z o.o. 3 awards
  3. Partner Kleks Sp. z o.o. 3 awards

3 open tenders right now

Market context

open now in Financial & insurance services
2,295
median open notice
€487,600

Who wins in this market

Many suppliers

Poland · Financial & insurance services

different companies won awards here
776
of the awards went to the three most frequent winners
15%
buyers awarded contracts here
1,354

Based on 1,926 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.1
of those lots received a single tender
29%
of the awards went to companies based in another country
1%
of the tenders came from another country
4%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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