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TED - Tenders Electronic Daily (Publications Office of the EU) verified 1 week ago Contract award

Poland - Lending services - Granting of a long-term loan

Original Polska - Usługi udzielania kredytu - Udzielenie kredytu długoterminowego

Awarded Poland Małopolskie Financial & insurance services

Buyer Gmina Miasta Tarnowa - Urząd Miasta Tarnowa

€3.5M awarded value · €3,452,302

Key facts

Awarded
Estimated value
€4.0M
€4,026,773 · converted from PLN
Procedure
Open procedure
  1. Awarded
  2. Published
  3. Contract ends December 2033
View the official notice Watch this tender

This contract runs about 97 months, so it is back on the market around December 2033. Log in

Awarded to

SGB-Bank S.A. z siedzibą w Poznaniu - Lider; Bank Spółdzielczy w Sztumie - Uczestnik; Żuławski Bank Spółdzielczy - Uczestnik; Bank Spółdzielczy w Suszu - Uczestnik

Awarded value
€3,452,302 14% under the estimate of the same lots
Award date
Record with this buyer
1 first contract from this buyer in the register
Back on the market
Dec 2033 How we know

When this contract comes back

This contract runs about 97 months, so it is back on the market around December 2033.

Every contract expiring, on the radar

Summary

Machine-generated summary

The City Office of Tarnow (Gmina Miasta Tarnowa - Urzad Miasta Tarnowa) awarded a contract for granting a long-term loan, divided into two parts: a loan of PLN 23,300,795.84 to finance the planned budget deficit, and a loan of PLN 17,499,204.16 to repay earlier loans and redeem bonds. The contract was won by SGB-Bank S.A. based in Poznan as leader, with Bank Spoldzielczy w Sztumie, Zulawski Bank Spoldzielczy and Bank Spoldzielczy w Suszu as participants. The award date was 2025-08-06. The awarded value was about EUR 3,452,301.54, converted from PLN at the ECB reference rate; the official notice states it in PLN. The awarded price was 14% below the estimate. The contract lasts 97 months and ends and comes back to market on 2033-12-31.

Description

Przedmiotem zamówienia jest udzielenie kredytu. Zamówienie zostało podzielone na 2 części: 1) kredyt długoterminowy na sfinansowanie planowanego deficytu budżetu w kwocie 23.300.795,84 PLN, 2) kredyt długoterminowy na spłatę wcześniej zaciągniętych kredytów i wykup obligacji w kwocie 17.499.204,16 PLN 1) kredyt długoterminowy na sfinansowanie planowanego deficytu budżetu, 2) kwota kredytu: 23.300.795,84 PLN, 3) okres kredytowania: lata 2025 - 2033, 4) spłata kredytu w ratach kwartalnych w latach 2026 - 2033: 2026 r. - 560.000,00 zł (4 x 140.000,00 zł), 2027 r. - 1.140.000,00 zł (4 x 285.000,00 zł), 2028 r. - 1.140.000,00 zł (4 x 285.000,00 zł), 2029 r. - 560.000,00 zł (4 x 140.000,00 zł), 2030 r. - 1.140.000,00 zł (4 x 285.000,00 zł), 2031 r. - 6.860.000,00 zł (4 x 1.715.000,00 zł), 2032 r. - 6.860.000,00 zł (4 x 1.715.000,00 zł), 2033 r. - 5.040.795,84 zł (3 x 1.255.000,00 zł i 1.275.795,84 zł), 5) spłata odsetek w okresach kwartalnych w latach 2025 - 2033, 6) kwartalna spłata rat kapitałowych i odsetek będzie następować w ostatnim dniu roboczym kwartału, 7) oprocentowanie kredytu będzie wyrażone jako suma stawki WIBOR 3M i marży banku, 8) zabezpieczenie: weksel własny Zamawiającego in blanco wraz z deklaracją wekslową (kontrasygnowany przez Skarbnika Miasta), 9) kredyt będzie pobrany transzami lub jednorazowo w okresie od dnia podpisania umowy do 31 grudnia 2025 r., 10) kredyt może być niewykorzystany w całości.; 1) kredyt długoterminowy na spłatę wcześniej zaciągniętych kredytów i wykup obligacji, 2) kwota kredytu: 17.499.204,16 PLN, 3) okres kredytowania: lata 2025-2033, 4) spłata kredytu w ratach kwartalnych w latach 2026-2033: 2026 r. - 440.000,00 zł (4 x 110.000,00 zł), 2027 r. - 860.000,00 zł (4 x 215.000,00 zł), 2028 r. - 860.000,00 zł (4 x 215.000,00 zł), 2029 r. - 440.000,00 zł (4 x 110.000,00 zł), 2030 r. - 860.000,00 zł (4 x 215.000,00 zł), 2031 r. - 5.140.000,00 zł (4 x 1.285.000,00 zł), 2032 r. - 5.140.000,00 zł (4 x 1.285.000,00 zł), 2033 r. - 3.759.204,16 zł (3 x 945.000,00 zł i 924.204,16 zł). 5) spłata odsetek w okresach kwartalnych w latach 2025-2033, 6) kwartalna spłata rat kapitałowych i odsetek będzie następować w ostatnim dniu roboczym kwartału, 7) oprocentowanie kredytu będzie wyrażone jako suma stawki WIBOR 3M i marży banku, 8) zabezpieczenie: weksel własny Zamawiającego in blanco wraz z deklaracją wekslową (kontrasygnowany przez Skarbnika Miasta), 9) kredyt będzie pobrany transzami lub jednorazowo w okresie od dnia podpisania umowy do 31 grudnia 2025 r., 10) kredyt może być niewykorzystany w całości.

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

Report an error in this notice

Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 1 week ago

What this buyer has paid before

Based on 3 comparable contracts this buyer awarded in this sector over the last 4 years.

This award
€3.5M
Estimated value
€4.0M
Median award
€3.5M
Middle half of past awards
€1.9M to €3.5M

The award sits inside the usual range.

Most recent awards

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

Gmina Miasta Tarnowa - Urząd Miasta Tarnowa

Poland

notices in the register
112
awards
56
awarded in total
€57.9M

Who wins its contracts

Many suppliers
different companies won its awards
43
of the awards went to the three most frequent winners
15%
of its calls state an estimated value
0%

Based on 48 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
3.1
of those lots received a single tender
0%
of the awards went to companies based in another country
0%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

Awards most often to

  1. Miejskie Przedsiębiorstwo Gospodarki Komunalnej Sp. z o.o. 3 awards €43.8M
  2. Suntar sp. z o.o. 2 awards €301,069
  3. Net Complex Sp. z o.o.; Magazyn Aplikacji Łukasz Has 2 awards €82,209

5 open tenders right now

Market context

open now in Financial & insurance services
2,273
median open notice
€483,000

Who wins in this market

Many suppliers

Poland · Financial & insurance services

different companies won awards here
780
of the awards went to the three most frequent winners
15%
buyers awarded contracts here
1,358

Based on 1,934 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.1
of those lots received a single tender
29%
of the awards went to companies based in another country
1%
of the tenders came from another country
4%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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