The Aperlena Verdict
Open raceNo supplier dominates: 53 different companies have won the last 92 comparable contracts from this buyer over 5 years. This is a genuinely open race.
Based on 92 comparable awards by this buyer in this sector over 5 years. Every verdict is recorded before the outcome and graded against the award notice. How we score ourselves.
Summary
Machine-generated summaryThe buyer is selecting Financing Partners to manage a specific fund providing preferential education loans to working people, including the self-employed, under the project 'European Loans for Education for Pomerania' (FEPM.05.10-IZ.00-0001/23), part of the European Funds for Pomerania 2021-2027 programme. Part I covers managing a fund of PLN 13,000,000 and reaching 547 people supported, of whom 517 must gain qualifications after leaving the programme. Part II covers a fund of PLN 7,000,000 with 295 people supported, of whom 278 must gain qualifications. Services include loan management and achievement of these output and result indicators.
Description
2 lots
- Lot 1
- Część 1 100 months
- Lot 2
- Część 2 100 months
- How tenders are scored
- Price: 65 percent; Quality: 6 percent; Quality: 5 percent; Quality: 15 percent; Quality: 9 percent
- Tenders go to
- bgk.eb2b.com.pl/open-preview-auction.html/527987
As the official notice states them.
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
- The notice is written in Polish.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
Report an error in this notice
Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 16 hours ago
What this buyer has paid before
Based on 93 comparable contracts this buyer awarded in this sector over the last 4 years.
- Median award
- €1.1M
- Middle half of past awards
- €604,455 to €2.2M
TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it has no mark on the scale. The official documents may state one.
Most recent awards
- Usługi finansowe i ubezpieczeniowe - Wybór Partnera Finansującego w celu wdrażania Instrumentu Finansowego Pożyczka - oświetlenie uliczne w ramach Funduszu Powierniczego Województwa Lubelskiego €2,490,202
- Financial and insurance services - Selection of Financing Partners to implement the Financial Instrument Loan for the development of culture and tourism for transformation under the Lodz Voivodeship Trust Fund €2,310,072
- Financial and insurance services - Selection of Financing Partners to implement the Loan with Grant financial instrument for ICT development under the Trust Fund of the Opolskie Voivodeship €451,045
- Usługi finansowe i ubezpieczeniowe - Wybór Partnerów Finansujących w celu wdrażania Instrumentu Finansowego: „Pożyczka OZE z premią w ramach projektu pn. Pożyczki OZE na Pomorzu Zachodnim” €1,044,769
- Financial and insurance services - Selection of Financing Partners to implement the Financial Instrument Loan supporting renewable energy under the Trust Fund of the Lubelskie Voivodeship €5,256,327
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileBank Gospodarstwa Krajowego
- notices in the register
- 780
- awards
- 200
- awarded in total
- €6.9B
Who wins its contracts
Many suppliers- different companies won its awards
- 89
- of the awards went to the three most frequent winners
- 16%
- of its calls state an estimated value
- 1%
Based on 136 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.0
- of those lots received a single tender
- 49%
- of the awards went to companies based in another country
- 1%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.
Who usually wins this buyer's contracts in this sector
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| Polska Fundacja Przedsiębiorczości | 9 | €17.3M | Aug 2026 |
| Alior Bank S.A. | 9 | €13.6M | Feb 2026 |
| Towarzystwo Inwestycji Społeczno-Ekonomicznych S.A. | 4 | €7.1M | May 2026 |
| ŚWIĘTOKRZYSKI FUNDUSZ ROZWOJU SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ | 4 | €3.3M | Jul 2025 |
| Agencja Rozwoju Regionalnego w Starachowicach; WISE CFM Spółka z ograniczoną odpowiedzialnością | 3 | €7.0M | Jul 2026 |
Based on 92 awards with a linked company profile over the last 5 years.
5 open tenders right now
- Software services - Data Warehouse Maintenance and Development 3 days left
- Financial and insurance services - Selection of Financing Partners to implement the Financial Instrument Loan with a premium for improving energy efficiency under the Trust Fund of the Warmian-Masurian Voivodeship 4 days left
- Mobile telephony services - Provision of mobile telephony services in Poland and abroad with call recording for Bank Gospodarstwa Krajowego 4 days left
Market context
TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it cannot be placed among the open notices of its sector. The official documents may state one.
- open now in Financial & insurance services
- 2,166
- median open notice
- €479,970
Who wins in this market
Many suppliersPoland · Financial & insurance services
- different companies won awards here
- 771
- of the awards went to the three most frequent winners
- 15%
- buyers awarded contracts here
- 1,349
Based on 1,909 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.1
- of those lots received a single tender
- 29%
- of the awards went to companies based in another country
- 1%
- of the tenders came from another country
- 4%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
Similar tenders
Open now
1
day left
€1,113,526
est. value
Awarded before
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