Summary
Machine-generated summaryThe Municipality of Zakrzówek is seeking a credit institution to grant and service a long-term loan of PLN 3,200,000.00. The loan will finance the municipality's planned budget deficit for 2026 and repay previously incurred liabilities. Funds must be made available by 31 December 2026, within five working days of a written request. A grace period on repayments applies until 31 March 2027, after which capital is repaid in quarterly instalments following a set schedule, until 31 December 2040. How quickly the loan is released will be an award criterion.
Description
Terms of the procedure
As the official notice states them.
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
- The notice is written in Polish.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
Report an error in this notice
Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 4 days ago
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 996 awards for Financial & insurance services in Poland.
- Median award
- €542,770
- Middle half of past awards
- €293,595 to €1.2M
TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it has no mark on the scale. The official documents may state one.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileGMINA ZAKRZÓWEK
- notices in the register
- 16
- awards
- 9
- awarded in total
- €4.2M
One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Poland
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| Sopockie Towarzystwo Ubezpieczeń ERGO Hestia S.A. | 116 | €27.6M | Oct 2026 |
| Powszechny Zakład Ubezpieczeń S.A. | 84 | €34.8M | Oct 2026 |
| Compensa Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group | 81 | €10.3M | Sep 2026 |
| Powszechny Zakład Ubezpieczeń na Życie Spółka Akcyjna | 73 | €46.6M | Oct 2026 |
| Towarzystwo Ubezpieczeń i Reasekuracji WARTA S.A. | 57 | €3.7M | Sep 2026 |
Based on 1934 awards with a linked company profile over the last 2 years.
2 open tenders right now
Market context
TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it cannot be placed among the open notices of its sector. The official documents may state one.
- open now in Financial & insurance services
- 2,273
- median open notice
- €483,000
Who wins in this market
Many suppliersPoland · Financial & insurance services
- different companies won awards here
- 780
- of the awards went to the three most frequent winners
- 15%
- buyers awarded contracts here
- 1,358
Based on 1,934 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.1
- of those lots received a single tender
- 29%
- of the awards went to companies based in another country
- 1%
- of the tenders came from another country
- 4%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
Similar tenders
Open now
15
days left
€384,932
est. value
Awarded before
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