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TED - Tenders Electronic Daily (Publications Office of the EU) verified 2 days ago Contract notice

Poland - Credit granting services - 'Granting a long-term loan for the Gmina Leszno'

Original Polska - Usługi udzielania kredytu - „Udzielenie długoterminowego kredytu dla Gminy Leszno”

Closed Poland Warszawski stołeczny Financial & insurance services

Buyer Gmina Leszno

Key facts

Closed
11:00 (UTC+2)
Procedure
Open procedure
  1. Published
  2. Deadline open for 29 days
  3. Awarded pending
View the official notice Watch this tender

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Summary

Machine-generated summary

The Gmina Leszno procured a banking service consisting of granting a long-term bank loan of 12,500,000.00 PLN, intended to repay earlier loan obligations and cover the deficit. Repayment was scheduled for 2027 to 2045 in 228 monthly instalments from 20.01.2027 to 20.12.2045, with a capital repayment grace period until January 2027. The loan was to be drawn in tranches until 28.12.2026, with a variable WIBOR 1M base rate plus a fixed bank margin, secured by a promissory note in blanco. Bidding closed, with the deadline for bids on 2026-09-11.

Description

1. Przedmiotem zamówienia jest wykonanie usługi polegającej na udzieleniu długoterminowego kredytu bankowego w kwocie 12 500 000,00 zł. (słownie: dwanaście milionów pięćset tysięcy zł) z przeznaczeniem na spłatę wcześniej zaciągniętych zobowiązań z tytułu kredytów oraz pokrycie deficytu. 2. Spłata kredytu w latach 2027-2045. 3. Kredyt będzie pobrany w transzach od dnia podpisania umowy, do dnia 28.12.2026 r. Zamawiający zastrzega sobie prawo uruchomienia kredytu w transzach, w ciągu 3 dni roboczych od złożenia dyspozycji uruchomienia kredytu. 4. Zamawiający zastrzega sobie prawo zaciągnięcia kredytu w kwocie niższej od ustalonej tj. 12 500 000,00 zł bez dodatkowych opłat i prowizji. 5. Zabezpieczeniem spłaty kredytu i odsetek będzie weksel in blanco wraz z deklaracją wekslową. 6. Oprocentowanie kredytu w okresie spłaty będzie oparte na zmiennej stawce bazowej WIBOR 1M ustalonej jako średnia arytmetyczna notowań stawki WIBOR 1M za miesiąc poprzedzający kolejny okres odsetkowy i stałej marży banku przez cały okres spłaty kredytu. 7. Kredyt będzie spłacany w 228 miesięcznych ratach od dnia 20.01.2027 r. do 20.12.2045 roku. 8. Okres karencji w spłacie kapitału do stycznia 2027 r.

Terms of the procedure

How tenders are scored
100%
Small firms
The buyer marks this procedure as suitable for small and medium-sized firms.

As the official notice states them.

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

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Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 2 days ago

Gmina Leszno

Poland

notices in the register
42
awards
13
awarded in total
€1.9M

Who wins its contracts

Moderately concentrated
different companies won its awards
10
of the awards went to the three most frequent winners
36%
of its calls state an estimated value
0%

Based on 11 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Awards most often to

  1. DROG-REM Sp. z o.o. 2 awards
  2. Bank Spółdzielczy w Sochaczewie 1 award €1.9M
  3. ERGOSYSTEM Sp. J. R. Makuch, M. Wolski, J. Wiatr 1 award

4 open tenders right now

Market context

open now in Financial & insurance services
2,194
median open notice
€496,000

Who wins in this market

Many suppliers

Poland · Financial & insurance services

different companies won awards here
774
of the awards went to the three most frequent winners
15%
buyers awarded contracts here
1,351

Based on 1,921 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.1
of those lots received a single tender
29%
of the awards went to companies based in another country
1%
of the tenders came from another country
4%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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