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TED - Tenders Electronic Daily (Publications Office of the EU) verified 18 hours ago Contract notice

Poland - Banking services - Granting and servicing of a long-term loan

Original Polska - Usługi bankowe - Udzielenie i obsługa kredytu długoterminowego

Open Poland Warmińsko-mazurskie Financial & insurance services

Buyer Gmina Miejska Bartoszyce

36 days left

Key facts

Closes
11:00 (UTC+1)
Procedure
Open procedure
  1. Published
  2. Today
  3. Deadline open for 41 days
  4. Awarded pending

Bidding window

40 days from publication to deadline

Longer than usual

Notices of this kind (Poland, open procedure, above the EU threshold) give a median of 28 days, half of them between 13 and 33 days, based on 82,475 notices of the last two years.

This buyer usually gives 15 days (median of its last 15 calls for tender).

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Summary

Machine-generated summary

The contract covers the granting and servicing of a long-term loan of PLN 8,000,000.00. The loan is intended to cover the budget deficit in 2026 and to repay instalments of previously taken loans and borrowings. The contracting authority is a Polish public budget entity, and the place of performance is Poland. The procurement concerns banking services only, with no lots, further quantities or additional works named in the notice.

Description

Przedmiotem zamówienia jest udzielenie i obsługa kredytu długoterminowego w wysokości 8 000 000,00 zł. na pokrycie deficytu budżetowego w roku 2026 oraz spłatę rat wcześniej zaciągniętych kredytów i pożyczek

Terms of the procedure

How tenders are scored
Price
Small firms
The buyer marks this procedure as suitable for small and medium-sized firms.

As the official notice states them.

Bid or no-bid?

Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.

  1. In your favour:

    Do we meet every eligibility criterion?

    Open procedure: any interested supplier may submit a bid.

    Above the EU threshold: open to companies from any EU country.

  2. Your call:

    Can we deliver this with the team we have?

    The register holds nothing on this. The official documents will.

  3. Your call:

    Do we have two comparable references?

    Comparable work is in Financial & insurance services.

  4. In your favour:

    Is the deadline realistic for a proper offer?

    36 days left, 27 of them working days.

  5. Your call:

    Is there a margin at the likely winning price?

    In this country this kind of contract is usually awarded for between €294,017 and €1.2M.

  6. Your call:

    Do we know this buyer?

    The buyer has 30 notices in the register and no pattern of winners yet.

Can I bid?

  • Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
  • The notice is written in Polish.
  • Certificates from another EU country? Check the equivalents on eCertis

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

Report an error in this notice

Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 18 hours ago

What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 984 awards for Financial & insurance services in Poland.

Median award
€548,110
Middle half of past awards
€294,017 to €1.2M

TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it has no mark on the scale. The official documents may state one.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

Gmina Miejska Bartoszyce

Poland

notices in the register
30
awards
15
awarded in total
€2.6M

Who wins its contracts

Many suppliers
different companies won its awards
11
of the awards went to the three most frequent winners
27%
of its calls state an estimated value
0%

Based on 11 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Poland

Based on 1911 awards with a linked company profile over the last 2 years.

Market context

TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it cannot be placed among the open notices of its sector. The official documents may state one.

open now in Financial & insurance services
2,166
median open notice
€479,970

Who wins in this market

Many suppliers

Poland · Financial & insurance services

different companies won awards here
771
of the awards went to the three most frequent winners
15%
buyers awarded contracts here
1,349

Based on 1,909 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.1
of those lots received a single tender
29%
of the awards went to companies based in another country
1%
of the tenders came from another country
4%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

Similar tenders

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36 days left

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