The Aperlena Verdict
Open raceNo supplier dominates: 4 different companies have won the last 5 comparable contracts from this buyer over 5 years. This is a genuinely open race.
Based on 5 comparable awards by this buyer in this sector over 5 years. Every verdict is recorded before the outcome and graded against the award notice. How we score ourselves.
Description
Terms of the procedure
- How tenders are scored
- Quality
As the official notice states them.
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
- The notice is written in Italian.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
Report an error in this notice
Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 2 hours ago
Expected award price
- likely award for this notice, from its published estimate of €937,500
- €412,500 to €750,000
Comparable awards in this country and sector came in at a median of 63% of their published estimate, half of them between 44% and 80%, based on 821 awards of the last 3 years.
Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.
What this buyer has paid before
Based on 5 comparable contracts this buyer awarded in this sector over the last 4 years.
- This notice
- €937,500
- Median award
- €257,115
- Middle half of past awards
- €52,440 to €614,861
The estimate is larger than three in four past awards.
Most recent awards
- Servizi assicurativi - PROCEDURA NEGOZIATA AI SENSI DELL'ART.76 COMMA 7 DEL D.LGS.36/2023 PER L’AFFIDAMENTO DEL SERVIZIO DI COPERTURA ASSICURATIVA All Risk A Incendio (lotto 2) €257,115
- Servizi assicurativi - P.N.01/SAPNA/2026 - PROCEDURA NEGOZIATA AI SENSI DELL'ART.76 COMMA 7 DEL D.LGS.36/2023 PER L’AFFIDAMENTO DEL SERVIZIO DI COPERTURA ASSICURATIVA ALL RISKS B-CAT NAT (lotto 1) €45,597
- Servizi assicurativi - P.A. 15/SAPNA/2025 PROCEDURA APERTA PER L’AFFIDAMENTO DEL SERVIZIO DI COPERTURA ASSICURATIVA - A-RCT/RCO - B-RC INQUINAMENTO (lotto 1) €614,861
- Servizi assicurativi - P.A. 15/SAPNA/2025 PROCEDURA APERTA, SUDDIVISA IN QUATTRO LOTTI, PER L’AFFIDAMENTO DEL SERVIZIO DI COPERTURA ASSICURATIVA D&O (lotto 4) €5,354,550
- Servizi assicurativi - P.A. 15/SAPNA/2025 PROCEDURA APERTA, SUDDIVISA IN QUATTRO LOTTI, PER L’AFFIDAMENTO DEL SERVIZIO DI COPERTURA ASSICURATIVA RC PATRIMONIALE (lotto 3) €52,440
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileSAP Napoli
- notices in the register
- 45
- awards
- 41
- awarded in total
- €14.8M
Who wins its contracts
Many suppliers- different companies won its awards
- 23
- of the awards went to the three most frequent winners
- 32%
Based on 34 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 3.0
- of those lots received a single tender
- 4%
- of the awards went to companies based in another country
- 0%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.
Who usually wins this buyer's contracts in this sector
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| Liberty Mutual Insurance Europe S.E. | 2 | €5.4M | Dec 2025 |
| 3GF SRL di UNIPOL ASSICURAZIONI SPA | 1 | €614,861 | Dec 2025 |
| UNIPOL ASSICURAZIONI SPA | 1 | €257,115 | Mar 2026 |
| ZURICH INSURANCE EUROPE AG | 1 | €45,597 | Mar 2026 |
Based on 5 awards with a linked company profile over the last 5 years.
Market context
Larger than 65% of the open notices in Financial & insurance services across Europe.
- open now in Financial & insurance services
- 2,191
- median open notice
- €487,600
Who wins in this market
Many suppliersItaly · Financial & insurance services
- different companies won awards here
- 629
- of the awards went to the three most frequent winners
- 10%
- buyers awarded contracts here
- 668
Based on 1,163 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.1
- of those lots received a single tender
- 28%
- of the awards went to companies based in another country
- 6%
- of the tenders came from another country
- 8%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
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Awarded before
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