Key points
Original text
7 lots
- Lot 1
- Assurance « Dommages aux biens et risques annexes » estimated €8,000,000
- Lot 2
- Assurance « Dommages aux biens et risques annexes - Bâtiments sous le régime de la copropriété estimated €250,000
- Lot 3
- Assurance « Responsabilité et risques annexes » estimated €150,000
- Lot 4
- Assurance « Responsabilité des mandataires sociaux et des dirigeants » estimated €30,000
- Lot 5
- Assurance « Flotte automobile et risques annexes » estimated €500,000
- Lot 6
- Assurance « Protection juridique des personnes physiques » estimated €5,000
- Lot 7
- Assurance « Risques numériques » estimated €200,000
As the official notice states them.
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Can I bid?
- Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
- The notice is written in French.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
Report an error in this notice
Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 5 hours ago
Expected award price
- likely award for this notice, from its published estimate of €9,135,000
- €2.3M to €9.1M
Comparable awards in this country and sector came in at a median of 77% of their published estimate, half of them between 25% and 100%, based on 95 awards of the last 3 years.
Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 1,802 awards for Financial & insurance services in France.
- This notice
- €9.1M
- Median award
- €202,863
- Middle half of past awards
- €53,293 to €673,172
The estimate is larger than three in four past awards.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileEST ENSEMBLE HABITAT
- notices in the register
- 55
- awards
- 24
- awarded in total
- €41.0M
Who wins its contracts
Many suppliers- different companies won its awards
- 21
- of the awards went to the three most frequent winners
- 18%
- of its calls state an estimated value
- 58%
Based on 22 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 5.2
- of those lots received a single tender
- 0%
- of the awards went to companies based in another country
- 0%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - France
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| SMACL ASSURANCES | 108 | €21.3M | Oct 2026 |
| SOCIETE MUTUELLE D'ASSURANCE DU BATIMENT ET DES TRAVAUX PUBLICS | 82 | €3.8M | Sep 2026 |
| CAISSE REGIONALE D'ASSURANCES MUTUELLES AGRICOLES BRETAGNE PAYS DE LA LOIRE | 48 | €1.5M | Dec 2025 |
| EDENRED FRANCE | 44 | €30.3M | Oct 2026 |
| SWILE | 44 | €15.6M | Oct 2026 |
Based on 2034 awards with a linked company profile over the last 2 years.
4 open tenders right now
- Insurance services: insurance services contract for the needs of EST ENSEMBLE HABITAT (7 lots) 22 days left
- Water meter repair and maintenance services: individual management of hot water, cold water and heat loads, plus optional IoT solution for ventilation 24 days left
- Meal vouchers - Supply of dematerialised meal vouchers 28 days left
Market context
Larger than 91% of the open notices in Financial & insurance services across Europe.
- open now in Financial & insurance services
- 2,166
- median open notice
- €479,970
Who wins in this market
Many suppliersFrance · Financial & insurance services
- different companies won awards here
- 1,201
- of the awards went to the three most frequent winners
- 13%
- winners of the last 12 months were new here
- 970 of 1,038
- buyers awarded contracts here
- 1,568
Based on 2,084 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners. New: no award from the same buyer or market in the two years before.
Competition
- tenders per lot on average (open and restricted procedures)
- 1.8
- of those lots received a single tender
- 27%
- of the awards went to companies based in another country
- 1%
- of the tenders came from another country
- 8%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
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