The Aperlena Verdict
Open raceNo supplier dominates: 5 different companies have won the last 5 comparable contracts from this buyer over 5 years. This is a genuinely open race.
Based on 5 comparable awards by this buyer in this sector over 5 years. Every verdict is recorded before the outcome and graded against the award notice. How we score ourselves.
Summary
Machine-generated summaryMutua Intercomarcal, a mutual fund collaborating with the Spanish Social Security under number 39, is seeking an insurance broker or insurer to take out four insurance policies. The first covers the civil liability of its governing bodies, senior officials and executives. The second covers general and professional civil liability risks for its staff. The third is a collective life and accident insurance policy for its employees. The fourth is a multi-risk policy covering its premises. The contracting entity is based in Spain and the services relate to insurance cover for the organisation, its personnel and its buildings.
Description
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
- The notice is written in Spanish.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
Report an error in this notice
Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 4 days ago
Expected award price
- likely award for this notice, from its published estimate of €381,500
- €76,300 to €259,420
Comparable awards in this country and sector came in at a median of 40% of their published estimate, half of them between 20% and 68%, based on 301 awards of the last 3 years.
Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.
What this buyer has paid before
Based on 4 comparable contracts this buyer awarded in this sector over the last 4 years.
- This notice
- €381,500
- Median award
- €38,500
- Middle half of past awards
- €11,704 to €81,750
The estimate is larger than three in four past awards.
Most recent awards
- Contratación de una póliza de seguros de ciberseguridad para Mutua Intercomarcal, mutua colaboradora con la seguridad social número 39. €10,815
- Servicios de seguros - Contratación de pólizas de seguro de responsabilidad civil de órganos de gobierno, directivos y altos cargos, responsabilidad civil general y profesional, colectiva de seguro de vida de los empleados y multirriesgo de locales, con destino a dar cobertura de riesgos a mutua Intercomarcal, mutua colaboradora con la seguridad social número 39. €132,000
- Servicios de seguros - Contratación de pólizas de seguro de responsabilidad civil de órganos de gobierno, directivos y altos cargos, responsabilidad civil general y profesional, colectiva de seguro de vida de los empleados y multirriesgo de locales, con destino a dar cobertura de riesgos a mutua Intercomarcal, mutua colaboradora con la seguridad social número 39. €12,000
- Servicios de seguros - Contratación de pólizas de seguro de responsabilidad civil de órganos de gobierno, directivos y altos cargos, responsabilidad civil general y profesional, colectiva de seguro de vida de los empleados y multirriesgo de locales, con destino a dar cobertura de riesgos a mutua Intercomarcal, mutua colaboradora con la seguridad social número 39. €65,000
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileDirector Gerente de Mutua Intercomarcal MATEPSS Nº 39
- notices in the register
- 97
- awards
- 55
- awarded in total
- €3.1M
Who wins its contracts
Many suppliers- different companies won its awards
- 46
- of the awards went to the three most frequent winners
- 10%
- of its calls state an estimated value
- 100%
Based on 48 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 1.4
- of those lots received a single tender
- 68%
- of the awards went to companies based in another country
- 0%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.
Who usually wins this buyer's contracts in this sector
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| DUAL IBERICA RIESGOS PROFESIONALES S.A. | 1 | €132,000 | Nov 2025 |
| AXA Aurora Vida, S.A. de Seguros y Reaseguros | 1 | €65,000 | Nov 2025 |
| ZURICH INSURANCE EUROPE AG, SUCURSAL EN ESPAÑA | 1 | €12,000 | Nov 2025 |
| Resilience Cyber Insurance Solutions Germany Gmbh | 1 | €10,815 | May 2026 |
| UTE SANTASUSANA MEDICORASSE | 1 | Sep 2026 |
Based on 5 awards with a linked company profile over the last 5 years.
8 open tenders right now
- Outpatient care and physiotherapy services in the Municipality of Arteixo, province of A Coruña, Autonomous Community of Galicia 4 days left
- Hospital services - Hospital emergency services, diagnostic tests and surgical interventions in Lleida and Ferrol for Mutua Intercomarcal 5 days left
- First aid kits - Reserved contract for Special Employment Centres - supply of first aid kits, refills and individual items for branches of Mutua Intercomarcal 9 days left
Market context
Larger than 44% of the open notices in Financial & insurance services across Europe.
- open now in Financial & insurance services
- 2,300
- median open notice
- €496,578
Who wins in this market
Many suppliersSpain · Financial & insurance services
- different companies won awards here
- 805
- of the awards went to the three most frequent winners
- 10%
- winners of the last 12 months were new here
- 717 of 777
- buyers awarded contracts here
- 1,144
Based on 2,574 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners. New: no award from the same buyer or market in the two years before.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.4
- of those lots received a single tender
- 36%
- of the awards went to companies based in another country
- 1%
- of the tenders came from another country
- 6%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
Similar tenders
Open now
5
days left
€149,760
est. value
9
days left
€150,000
est. value
Open elsewhere in Europe
Matched by meaning across languages, from the notices' own words: the same kind of contract, open now in another country.
Awarded before
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