Summary
Machine-generated summaryThe buyer is procuring a range of insurance services divided into six lots. Lot 1 covers civil liability insurance, lot 2 functional protection insurance, lot 3 legal protection insurance, lot 4 motor insurance including auto-mission cover for staff, elected representatives and administrators, lot 5 property damage insurance, and lot 6 statutory insurance for local authority staff under the CNARCL scheme. The estimated amount over the duration of the contract is given excluding VAT. Each lot may be awarded separately, allowing insurers to bid for one or more of the insurance categories described in the notice.
Timing
24 days from publication to deadline. Usual length in France: 30 days. Usual length
- Published
- Today
- Deadline
- Awarded pending
More figures
Notices of this kind (France, open procedure, below the EU threshold) give a median of 30 days, half of them between 25 and 35 days, based on 25,665 notices of the last two years.
Key points
Original text
Bid or no-bid?
2 of 6 answered from the register
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid.
- Documents in French.
- Bids are submitted through Buyer profile (profil d'acheteur) linked on each notice.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: BOAMP - Bulletin officiel des annonces de marchés publics (DILA)
Always verify details on the official notice.
Last verified against BOAMP - Bulletin officiel des annonces de marchés publics (DILA) 3 hours ago
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Market
Financial & insurance services in France
- likely award price
- €46,080 to €144,000
- median award in this market
- €150,000
- tenders per lot in this market
- 1.8
More figures
Expected award price
€46,080 to €144,000: likely award for this notice, from its published estimate of €144,000.
Comparable awards in this country and sector came in at a median of 78% of their published estimate, half of them between 32% and 100%, based on 104 awards of the last 3 years.
Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 2,000 awards for Financial & insurance services in France.
- This notice
- €144,000
- Median award
- €150,000
- Middle half of past awards
- €38,031 to €571,780
The estimate sits inside the usual range.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
Market context
Larger than 33% of the open notices in Financial & insurance services across Europe.
- open now in Financial & insurance services
- 2,045
- median open notice
- €327,915
Who wins in this market
Many suppliersFrance · Financial & insurance services
- different companies won awards here
- 1,322
- of the awards went to the three most frequent winners
- 14%
- winners of the last 12 months were new here
- 987 of 1,077
- buyers awarded contracts here
- 1,773
Based on 2,481 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners. New: no award from the same buyer or market in the two years before.
Competition
- tenders per lot on average (open and restricted procedures)
- 1.8
- of those lots received a single tender
- 26%
- of the awards went to companies based in another country
- 1%
- of the tenders came from another country
- 9%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
The buyer in figures
Commune de saint paterne - le chevain
The buyer
Full buyer profileCommune de saint paterne - le chevain
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - France
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| Smacl assurances | 133 | €23.5M | Nov 2026 |
| Societe mutuelle d'assurance du batiment et des travaux publics | 131 | €5.7M | Oct 2026 |
| Edenred france | 61 | €33.8M | Nov 2026 |
| SWILE | 49 | €15.9M | Nov 2026 |
| Caisse regionale d'assurances mutuelles agricoles bretagne pays de la loire | 47 | €1.6M | Oct 2026 |
Based on 2416 awards with a linked company profile over the last 2 years.
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