Summary
Machine-generated summaryKristianstad Municipality and Hässleholm Municipality invite suppliers to submit tenders for banking services. The procurement is divided into two lots, one for Kristianstad Municipality and one for Hässleholm Municipality. It covers a group account system and other financial services including account structure, internet banking, salary administration and pay slips, payment processing, electronic services, disbursement of social benefits, cash-smart solutions, corporate and purchasing cards, and prepaid cards. The procurement excludes cash handling, card terminals and card acquiring. Refer to the tender documents for further information.
Description
2 lots
- Lot 1
- Kristianstads kommun estimated €537,273
- Lot 2
- Hässleholms kommun estimated €268,637
- How tenders are scored
- Quality
As the official notice states them.
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
- The notice is written in Swedish.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
Report an error in this notice
Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 1 hour ago
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 68 awards for Financial & insurance services in Sweden.
- This notice
- €797,166
- Median award
- €1.1M
- Middle half of past awards
- €307,028 to €2.4M
The estimate sits inside the usual range.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileKristianstads kommun
- notices in the register
- 91
- awards
- 37
- awarded in total
- €40.8M
Who wins its contracts
Many suppliers- different companies won its awards
- 36
- of the awards went to the three most frequent winners
- 11%
- of its calls state an estimated value
- 93%
Based on 37 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 4.8
- of those lots received a single tender
- 11%
- of the awards went to companies based in another country
- 0%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Sweden
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| Nordea Bank Abp, filial i Sverige | 8 | €23.7M | May 2026 |
| Swedbank AB | 7 | €70.2M | Oct 2026 |
| Protector Forsikring ASA | 6 | €8.5M | May 2026 |
| Nordea Finans Sverige AB | 5 | €13.3M | Sep 2026 |
| KPA Pensionsservice Aktiebolag | 4 | €2.2M | Jun 2026 |
Based on 103 awards with a linked company profile over the last 2 years.
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Market context
Larger than 62% of the open notices in Financial & insurance services across Europe.
- open now in Financial & insurance services
- 2,150
- median open notice
- €482,367
Who wins in this market
Many suppliersSweden · Financial & insurance services
- different companies won awards here
- 66
- of the awards went to the three most frequent winners
- 20%
- buyers awarded contracts here
- 72
Based on 103 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.1
- of those lots received a single tender
- 24%
- of the awards went to companies based in another country
- 15%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
Similar tenders
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Open elsewhere in Europe
Matched by meaning across languages, from the notices' own words: the same kind of contract, open now in another country.
Awarded before
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