Summary
Machine-generated summaryThis Finnish procurement covers insurance services, specifically property damage insurance and business interruption insurance. The contract concerns the taking out and provision of these two insurance covers. No further scope, lots or details are described in the notice text beyond the naming of these insurance lines, which form the complete subject of the tender.
Description
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
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Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 2 days ago
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 72 awards for Financial & insurance services in Finland.
- Median award
- €490,382
- Middle half of past awards
- €203,280 to €1.4M
TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it has no mark on the scale. The official documents may state one.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileKuopion Energia Oy; Kuopion Sähköverkko Oy
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Finland
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| Pohjola Vakuutus Oy | 16 | €64.2M | Oct 2026 |
| Lähitapiola Keskinäinen Vakuutusyhtiö | 10 | €5.6M | Sep 2026 |
| Keskinäinen Vakuutusyhtiö Fennia | 7 | €21.1M | Apr 2026 |
| If Vahinkovakuutus Oy | 7 | €2.5M | Sep 2026 |
| LähiTapiola Keskinäinen Vakuutusyhtiö; If Vahinkovakuutus Oy | 3 | €1.4M | Sep 2026 |
Based on 78 awards with a linked company profile over the last 2 years.
2 open tenders right now
- Insurance services - Property damage and business interruption insurance No deadline published
Market context
TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it cannot be placed among the open notices of its sector. The official documents may state one.
- open now in Financial & insurance services
- 3,383
- median open notice
- €450,000
Who wins in this market
Moderately concentratedFinland · Financial & insurance services
- different companies won awards here
- 35
- of the awards went to the three most frequent winners
- 42%
- buyers awarded contracts here
- 76
Based on 78 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.9
- of those lots received a single tender
- 15%
- of the awards went to companies based in another country
- 3%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
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Awarded before
-
Insurance services €57.7M
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