Summary
Machine-generated summaryJoensuun Ellin Kodit Oy invites tenders for insurance cover and related services as set out in the request for tenders and its annexes. The first insurance period runs from 1 January 2027 to 31 December 2027, except for occupational accident and occupational disease insurance, which starts on 1 April 2027. After that, the insurance period follows the calendar year. The contracting entity has the right during the insurance periods to re-tender the insurances and to transfer the insurances to the winner of a new competitive process. The insurances remain in force as continuously valid agreements, one year at a time.
Description
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
- The notice is written in Finnish.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
Report an error in this notice
Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 21 hours ago
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 72 awards for Financial & insurance services in Finland.
- Median award
- €490,382
- Middle half of past awards
- €203,280 to €1.4M
TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it has no mark on the scale. The official documents may state one.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileJoensuun Ellin Kodit Oy
Market context
TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it cannot be placed among the open notices of its sector. The official documents may state one.
- open now in Financial & insurance services
- 3,428
- median open notice
- €450,000
Who wins in this market
Moderately concentratedFinland · Financial & insurance services
- different companies won awards here
- 35
- of the awards went to the three most frequent winners
- 42%
- buyers awarded contracts here
- 76
Based on 78 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.9
- of those lots received a single tender
- 15%
- of the awards went to companies based in another country
- 3%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
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