Summary
Machine-generated summaryThe Municipality of Gussago is procuring insurance services to cover its policies, including civil liability insurance, through an open procedure split into two lots. This lot concerns the RCT/RCTO policy line. The contract will run from 31 January 2027 to 31 January 2030, with the possibility of renewal for a further three-year period ending on 31 January 2033. The purchasing body is the Municipality of Gussago, and the procedure is published with the status 'published'. Bidders should be insurers or brokers able to provide the required civil liability insurance coverage for the municipal administration.
Key points
- Status at the source
- Pubblicata
- Procedure
- Procedura Aperta
- Type of contract
- Procedura per forniture/servizi
- Reference
- BD2DFE199F
Original text
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid.
- The notice is written in Italian.
- Tender documents: sintel.regione.lombardia.it
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: ARIA Sintel - Regione Lombardia e-procurement
Always verify details on the official notice.
Report an error in this notice
Last verified against ARIA Sintel - Regione Lombardia e-procurement 1 hour ago
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Expected award price
- likely award for this notice, from its published estimate of €57,000
- €25,080 to €45,600
Comparable awards in this country and sector came in at a median of 64% of their published estimate, half of them between 44% and 80%, based on 812 awards of the last 3 years.
Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 1,124 awards for Financial & insurance services in Italy.
- This notice
- €57,000
- Median award
- €331,121
- Middle half of past awards
- €107,512 to €996,180
The estimate is smaller than three in four past awards.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileComune di Gussago
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Italy
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| LLOYD'S INSURANCE COMPANY S.A. | 41 | €23.0M | Sep 2026 |
| UNIPOL ASSICURAZIONI SPA | 38 | €34.6M | Sep 2026 |
| ITAS MUTUA | 37 | €13.0M | Sep 2026 |
| AIG EUROPE S.A. Rappresentanza Generale per l'italia | 33 | €3.4M | Sep 2026 |
| Generali Italia s.p.a. | 24 | €193.4M | Sep 2026 |
Based on 1153 awards with a linked company profile over the last 2 years.
3 open tenders right now
- Open procedure, split into two lots, for the insurance policies service of the Municipality of Gussago for the period 31/01/2027 - 31/01/2030 with possible renewal for a further three years until 31/01/2033 - Motor TPL and ARD 28 days left
- Insurance services - Contract for the insurance policy service of the Municipality of Gussago for the period 31/01/2027 - 31/01/2030 with possible renewal for a further three-year term until 31/01/2033 29 days left
Market context
Larger than 13% of the open notices in Financial & insurance services across Europe.
- open now in Financial & insurance services
- 3,441
- median open notice
- €461,419
Who wins in this market
Many suppliersItaly · Financial & insurance services
- different companies won awards here
- 637
- of the awards went to the three most frequent winners
- 10%
- buyers awarded contracts here
- 662
Based on 1,153 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.1
- of those lots received a single tender
- 28%
- of the awards went to companies based in another country
- 6%
- of the tenders came from another country
- 8%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
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Awarded before
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