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ARIA Sintel - Regione Lombardia e-procurement verified 5 hours ago Contract notice

Open procedure, split into two lots, for the insurance policies service of the Municipality of Gussago for the period 31/01/2027 - 31/01/2030 with possible renewal for a further three years until 31/01/2033 - Motor TPL and ARD

Original PROCEDURA APERTA, SUDDIVISA IN DUE LOTTI, PER L’AFFIDAMENTO DEL SERVIZIO POLIZZE ASSICURATIVE DEL COMUNE DI GUSSAGO PER IL PERIODO 31/01/2027 - 31/01/2030 CON POSSIBILITA’ DI RINNOVO PER UN ULTERIORE TRIENNIO FINO AL 31/01/2033 - RC Auto e ARD

Open Italy Lombardia Financial & insurance services

Buyer Comune di Gussago

28 days left

Key facts

Closes
Estimated value
€14,000
Procedure
Open procedure
  1. Published
  2. Today
  3. Deadline open for 31 days
  4. Awarded pending

Bidding window

31 days from publication to deadline

Usual length

Notices of this kind (Italy, open procedure, below the EU threshold) give a median of 31 days, half of them between 21 and 36 days, based on 2,311 notices of the last two years.

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Summary

Machine-generated summary

The Municipality of Gussago is procuring insurance policy services under an open procedure divided into two lots. This lot covers civil liability insurance for motor vehicles (RC Auto) and ARD insurance. The contract period runs from 31 January 2027 to 31 January 2030, with the possibility of renewal for a further three-year period until 31 January 2033. The contracting authority is the Municipality of Gussago, in Italy, and the procurement category is insurance services for motor vehicle civil liability. The service is purchased as supplies/services category and the lot status is published.

Key points

Status at the source
Pubblicata
Procedure
Procedura Aperta
Type of contract
Procedura per forniture/servizi
Reference
BD2DFE08CC
Lotto: RC Auto e ARD Stato lotto: Pubblicata
Original text
CIG: BD2DFE08CC Procedura: PROCEDURA APERTA, SUDDIVISA IN DUE LOTTI, PER L’AFFIDAMENTO DEL SERVIZIO POLIZZE ASSICURATIVE DEL COMUNE DI GUSSAGO PER IL PERIODO 31/01/2027 - 31/01/2030 CON POSSIBILITA’ DI RINNOVO PER UN ULTERIORE TRIENNIO FINO AL 31/01/2033 Lotto: RC Auto e ARD Stazione appaltante: Comune di Gussago Modalita di scelta del contraente: Procedura Aperta Ambito merceologico: Procedura per forniture/servizi Categoria merceologica: Servizi di assicurazione di responsabilità civile autoveicoli Stato procedura: Pubblicata Stato lotto: Pubblicata

Bid or no-bid?

Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.

  1. In your favour:

    Do we meet every eligibility criterion?

    Open procedure: any interested supplier may submit a bid.

  2. Your call:

    Can we deliver this with the team we have?

    Estimated at €14,000.

  3. Your call:

    Do we have two comparable references?

    Comparable work is in Financial & insurance services.

  4. In your favour:

    Is the deadline realistic for a proper offer?

    28 days left, 20 of them working days.

  5. Your call:

    Is there a margin at the likely winning price?

    In this country this kind of contract is usually awarded for between €107,512 and €996,180.

  6. Your call:

    Do we know this buyer?

    The buyer has 13 notices in the register and no pattern of winners yet.

Can I bid?

Official source

Source: ARIA Sintel - Regione Lombardia e-procurement

Always verify details on the official notice.

Report an error in this notice

Last verified against ARIA Sintel - Regione Lombardia e-procurement 5 hours ago

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Expected award price

likely award for this notice, from its published estimate of €14,000
€6,160 to €11,200

Comparable awards in this country and sector came in at a median of 64% of their published estimate, half of them between 44% and 80%, based on 812 awards of the last 3 years.

Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.

What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 1,124 awards for Financial & insurance services in Italy.

This notice
€14,000
Median award
€331,121
Middle half of past awards
€107,512 to €996,180

The estimate is smaller than three in four past awards.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

The buyer

Full buyer profile

Comune di Gussago

Italy

notices in the register
13
awards
4
awarded in total
€7.9M

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Italy

Company Wins Total awarded Last win
LLOYD'S INSURANCE COMPANY S.A. 41 €23.0M Sep 2026
UNIPOL ASSICURAZIONI SPA 38 €34.6M Sep 2026
ITAS MUTUA 37 €13.0M Sep 2026
AIG EUROPE S.A. Rappresentanza Generale per l'italia 33 €3.4M Sep 2026
Generali Italia s.p.a. 24 €193.4M Sep 2026

Based on 1153 awards with a linked company profile over the last 2 years.

3 open tenders right now

Market context

Larger than 4% of the open notices in Financial & insurance services across Europe.

open now in Financial & insurance services
3,441
median open notice
€461,419

Who wins in this market

Many suppliers

Italy · Financial & insurance services

different companies won awards here
637
of the awards went to the three most frequent winners
10%
buyers awarded contracts here
662

Based on 1,153 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.1
of those lots received a single tender
28%
of the awards went to companies based in another country
6%
of the tenders came from another country
8%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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28 days left

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