Summary
Machine-generated summaryThis tender covers the acquisition of insurance policies. The procurement is divided into three lots: Lot 1, Lot 2 and Lot 3, each covering part of the insurance cover to be contracted. Suppliers are invited to bid for the provision of the insurance policies described in the notice, either for individual lots or for the full scope.
Description
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
- The notice is written in Portuguese.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
Report an error in this notice
Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 3 hours ago
Expected award price
- likely award for this notice, from its published estimate of €472,070
- €415,421 to €472,070
Comparable awards in this country and sector came in at a median of 96% of their published estimate, half of them between 88% and 100%, based on 71 awards of the last 3 years.
Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 633 awards for Financial & insurance services in Portugal.
- This notice
- €472,070
- Median award
- €17,883
- Middle half of past awards
- €6,160 to €107,572
The estimate is larger than three in four past awards.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileMunicípio de Ponta Delgada
- notices in the register
- 408
- awards
- 69
- awarded in total
- €6.3M
Who wins its contracts
Many suppliers- different companies won its awards
- 45
- of the awards went to the three most frequent winners
- 33%
- of its calls state an estimated value
- 99%
Based on 69 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.8
- of those lots received a single tender
- 42%
- of the awards went to companies based in another country
- 0%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Portugal
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| Fidelidade - Companhia de Seguros, S.A. | 72 | €23.1M | Oct 2026 |
| GENERALI SEGUROS, S.A. | 62 | €17.6M | Oct 2026 |
| SINASE-RECURSOS HUMANOS EST. DES.EMPRESAS, LDA. | 31 | €265,430 | Sep 2026 |
| Susana Gonçalves, Lda | 22 | €266,722 | Sep 2026 |
| LUSITANIA-COMPANHIA DE SEGUROS, S.A. | 17 | €747,202 | Sep 2026 |
Based on 628 awards with a linked company profile over the last 2 years.
3 open tenders right now
Market context
Larger than 48% of the open notices in Financial & insurance services across Europe.
- open now in Financial & insurance services
- 2,300
- median open notice
- €496,578
Who wins in this market
Many suppliersPortugal · Financial & insurance services
- different companies won awards here
- 220
- of the awards went to the three most frequent winners
- 26%
- buyers awarded contracts here
- 424
Based on 628 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.5
- of those lots received a single tender
- 34%
- of the awards went to companies based in another country
- 2%
- of the tenders came from another country
- 1%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
Similar tenders
Open now
14
days left
€625,059
est. value
4
days left
€212,400
est. value
Open elsewhere in Europe
Matched by meaning across languages, from the notices' own words: the same kind of contract, open now in another country.
Awarded before
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