Summary
Machine-generated summaryThis public tender covers the acquisition of health insurance services for the year 2027. The contracting authority will award a contract to a provider able to cover the health insurance needs of its beneficiaries throughout 2027. The procurement concerns insurance services only, intended to be in force for the calendar year 2027.
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid.
- The notice is written in Portuguese.
- Tender documents: acingov.pt
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: BASE - Portal dos Contratos Públicos (IMPIC)
Always verify details on the official notice.
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Last verified against BASE - Portal dos Contratos Públicos (IMPIC) 1 hour ago
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Expected award price
- likely award for this notice, from its published estimate of €212,400
- €186,912 to €212,400
Comparable awards in this country and sector came in at a median of 96% of their published estimate, half of them between 88% and 100%, based on 69 awards of the last 3 years.
Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 631 awards for Financial & insurance services in Portugal.
- This notice
- €212,400
- Median award
- €17,820
- Middle half of past awards
- €6,133 to €86,893
The estimate is larger than three in four past awards.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileOrdem dos Médicos Veterinários
- notices in the register
- 12
- awards
- 9
- awarded in total
- €143,435
One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Portugal
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| Fidelidade - Companhia de Seguros, S.A. | 72 | €23.1M | Oct 2026 |
| GENERALI SEGUROS, S.A. | 60 | €12.8M | Sep 2026 |
| SINASE-RECURSOS HUMANOS EST. DES.EMPRESAS, LDA. | 31 | €265,430 | Sep 2026 |
| Susana Gonçalves, Lda | 22 | €266,722 | Sep 2026 |
| LUSITANIA-COMPANHIA DE SEGUROS, S.A. | 17 | €747,202 | Sep 2026 |
Based on 626 awards with a linked company profile over the last 2 years.
Market context
Larger than 37% of the open notices in Financial & insurance services across Europe.
- open now in Financial & insurance services
- 3,408
- median open notice
- €461,419
Who wins in this market
Many suppliersPortugal · Financial & insurance services
- different companies won awards here
- 220
- of the awards went to the three most frequent winners
- 26%
- buyers awarded contracts here
- 422
Based on 626 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.5
- of those lots received a single tender
- 34%
- of the awards went to companies based in another country
- 2%
- of the tenders came from another country
- 1%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
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