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TED - Tenders Electronic Daily (Publications Office of the EU) verified 1 week ago Contract award

Polska - Usługi udzielania kredytu - Udzielenie kredytu długoterminowego w wysokości 3 100 000,00 zł

Awarded Poland Śląskie Financial & insurance services

Buyer Gmina Czernichów

€251,912 awarded value

Key facts

Awarded
Estimated value
€300,751
converted from PLN
Procedure
Open procedure
  1. Awarded
  2. Published
  3. Contract ends December 2035
View the official notice Watch this tender

This contract runs about 122 months, so it is back on the market around December 2035. Log in

Awarded to

Bank Spółdzielczy w Żywcu

Awarded value
€251,912 16% under the estimate of the same lots
Award date
Bids received
2
Record with this buyer
1 first contract from this buyer in the register
Back on the market
Dec 2035 How we know

When this contract comes back

This contract runs about 122 months, so it is back on the market around December 2035.

Every contract expiring, on the radar

Description

Udzielenie kredytu długoterminowego w wysokości 3 100 000,00 zł, z przeznaczeniem na spłatę wcześniej zaciągniętych zobowiązań z tytułu kredytów w wysokości 893 520,00 zł oraz pokrycie planowanego deficytu 2 206 480,00 zł. Podstawą wszczęcia postępowania są dokumenty stanowiące załącznik nr 6 do Specyfikacji Warunków Zamówienia (SWZ). Okres spłaty kredytu: od 2026 roku do 2035 roku. Uruchomienie kredytu następować będzie w transzach, w terminie do dnia 31.12.2025 r. Szczegółowe warunki realizacji zamówienia opisano w SWZ.III.

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

Report an error in this notice

Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 1 week ago

What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 996 awards for Financial & insurance services in Poland.

This award
€251,912
Estimated value
€300,751
Median award
€542,770
Middle half of past awards
€293,595 to €1.2M

The award is smaller than three in four past awards.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

Gmina Czernichów

Poland

notices in the register
67
awards
33
awarded in total
€4.0M

Who wins its contracts

Many suppliers
different companies won its awards
24
of the awards went to the three most frequent winners
22%
of its calls state an estimated value
12%

Based on 27 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

Awards most often to

  1. Rejon Robót Drogowych DROG-BUD Sp. z o.o. 3 awards
  2. ATRA Sp. z o.o. 2 awards €706,588
  3. Remondis Kraków S.A. 1 award €1.6M

4 open tenders right now

Market context

open now in Financial & insurance services
2,295
median open notice
€487,600

Who wins in this market

Many suppliers

Poland · Financial & insurance services

different companies won awards here
776
of the awards went to the three most frequent winners
15%
buyers awarded contracts here
1,354

Based on 1,926 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.1
of those lots received a single tender
29%
of the awards went to companies based in another country
1%
of the tenders came from another country
4%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

Change history

Every time an official source republished this notice with different content. We watch every source we index, including regional copies of the same notice.

  1. Estimated value
    not stated
    Now: €300,751
    Award date
    Was: November 14, 2025
    Now: November 14, 2025
    Award value
    Was: €253,176
    Now: €251,912
    Estimated value
    not stated
    Now: €1,295,122

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