Summary
Machine-generated summaryA public buyer in Poland is procuring the granting of a long-term loan of PLN 4,622,647.38, of which PLN 2,210,490.38 is intended to finance the planned deficit, PLN 1,941,869.00 to repay previously incurred loan obligations, and PLN 470,288.00 to buy out other securities. The loan period covers the years 2026 to 2044. Repayment is to be made in quarterly instalments between 2028 and 2044, beginning with PLN 248,000 per year (4 x PLN 62,000), with a grace period for the first instalment until 31 March 2028, rising to PLN 400,000 per year in 2040-2043 and a final payment of PLN 79,647.38 in December 2044.
Description
Terms of the procedure
- How tenders are scored
- Price
- Small firms
- The buyer marks this procedure as suitable for small and medium-sized firms.
- Tenders go to
- ezamowienia.gov.pl
As the official notice states them.
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
- The notice is written in Polish.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
Report an error in this notice
Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 4 days ago
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 996 awards for Financial & insurance services in Poland.
- Median award
- €542,770
- Middle half of past awards
- €293,595 to €1.2M
TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it has no mark on the scale. The official documents may state one.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileGmina Miejska Lubaczów
- notices in the register
- 23
- awards
- 7
Who wins its contracts
- of its calls state an estimated value
- 0%
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Poland
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| Sopockie Towarzystwo Ubezpieczeń ERGO Hestia S.A. | 116 | €27.6M | Oct 2026 |
| Powszechny Zakład Ubezpieczeń S.A. | 84 | €34.8M | Oct 2026 |
| Compensa Towarzystwo Ubezpieczeń S.A. Vienna Insurance Group | 81 | €10.3M | Sep 2026 |
| Powszechny Zakład Ubezpieczeń na Życie Spółka Akcyjna | 73 | €46.6M | Oct 2026 |
| Towarzystwo Ubezpieczeń i Reasekuracji WARTA S.A. | 57 | €3.7M | Sep 2026 |
Based on 1934 awards with a linked company profile over the last 2 years.
2 open tenders right now
Market context
TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it cannot be placed among the open notices of its sector. The official documents may state one.
- open now in Financial & insurance services
- 2,273
- median open notice
- €483,000
Who wins in this market
Many suppliersPoland · Financial & insurance services
- different companies won awards here
- 780
- of the awards went to the three most frequent winners
- 15%
- buyers awarded contracts here
- 1,358
Based on 1,934 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 2.1
- of those lots received a single tender
- 29%
- of the awards went to companies based in another country
- 1%
- of the tenders came from another country
- 4%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
Similar tenders
Open now
Awarded before
Never miss a tender like this
156 new notices in Financial & insurance services in Poland in the last 7 days. Get an email when new ones appear. Free.
Set up my alertOr follow just its CPV code, Credit granting services: an email when new tenders arrive under it, no account needed.