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TED - Tenders Electronic Daily (Publications Office of the EU) verified 4 days ago Contract notice

Poland - Credit services - Long-term loan to cover the budget deficit and repay prior obligations

Original Polska - Usługi udzielania kredytu - Udzielenie kredytu długoterminowego na pokrycie deficytu budżetu w roku 205 oraz spłatę wcześniej zaciągniętych zobowiązań

Closed Poland Małopolskie Financial & insurance services

Buyer Gmina Myślenice

€1.6M estimated value · €1,570,768 · converted from PLN

Key facts

Closed
09:00 (UTC+2)
Procedure
Open procedure
  1. Published
  2. Deadline open for 35 days
  3. Awarded pending
View the official notice Watch this tender

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Summary

Machine-generated summary

The municipality of Myślenice, Poland, is seeking a long-term loan of PLN 10,148,966 to cover its budget deficit and repay previously incurred obligations. The loan must be drawn down by 29 December 2026, with capital repayment deferred in 2027 and then paid monthly from January 2028 to December 2044. Interest is WIBOR 1M plus the bank margin, payable monthly. The loan is secured by a blank promissory note. Payments must be in Polish zloty. Early repayment is allowed without fees. Eligible bidders are banks able to provide such credit. No submission deadline is stated in the notice.

Description

Szczegółowy opis przedmiotu zamówienia: 1. Udzielenie kredytu długoterminowego na pokrycie deficytu budżetu w roku 2026 oraz spłatę wcześniej zaciągniętych zobowiązań. 2. Uruchomienie kredytu do dnia 29 grudnia 2026r., 3. spłata rat kapitałowych - karencja w roku 2027, od styczna 2028 miesięcznie - na koniec każdego miesiąca, w okresie styczeń 2028 - grudzień 2044. 4. Kredyt w kwocie 10.148.966,00zł. Zamawiający zastrzega sobie możliwość uruchomienia kredytu w transzach w zależności od potrzeb zamawiającego. 5. Odsetki płatne miesięcznie, na koniec każdego miesiąca na podstawie dostarczonego na co najmniej 10 dni przed terminem płatności zawiadomienia banku o ich wysokości - zawiadomienie w formie pisemnej lub przesłanie na adres info@myslenice.pl. 6. Oprocentowanie kredytu - WIBOR 1M+marża banku. Na potrzeby sporządzenia oferty należy przyjąć WIBOR 1M z dnia 25.06.2026r. w wysokości 3,78%, rzeczywistą liczbę dni w każdym miesiącu oraz w poszczególnych latach i datę uruchomienia 29.12.2026r. 7. Zamawiający zastrzega sobie prawo do zmiany harmonogramu spłaty (po uprzednim przedłożeniu pozytywnej opinii RIO) oraz do wcześniejszej, przedterminowej spłaty bez dodatkowych opłat i prowizji. 8. Zabezpieczenie kredytu: weksel własny in blanco wraz z deklaracją wekslową. 9. Wszelkie płatności wynikające z umowy będą płatne w złotych polskich. 10. Zamawiający informuję, że posiada stosowną opinię RIO, którą zamieścił na stronie internetowej postępowania.

Terms of the procedure

How tenders are scored
Cena kredytu; Stała marża bankowa
Small firms
The buyer marks this procedure as suitable for small and medium-sized firms.

As the official notice states them.

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

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Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 4 days ago

Gmina Myślenice

Poland

notices in the register
75
awards
37
awarded in total
€3.8M

Who wins its contracts

Many suppliers
different companies won its awards
26
of the awards went to the three most frequent winners
21%
of its calls state an estimated value
18%

Based on 29 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

Awards most often to

  1. Usługi Remontowo Budowlane Instalatorstwo Elektryczne Józef Wróblewski 3 awards
  2. INTERDRÓG - Ireneusz Raczek 2 awards
  3. MAŁOPOLSKI BANK SPÓŁDZIELCZY; BANK SPÓŁDZIELCZY W SKAWINIE 1 award €1.4M

2 open tenders right now

Market context

open now in Financial & insurance services
2,236
median open notice
€482,367

Who wins in this market

Many suppliers

Poland · Financial & insurance services

different companies won awards here
780
of the awards went to the three most frequent winners
15%
buyers awarded contracts here
1,358

Based on 1,934 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.1
of those lots received a single tender
29%
of the awards went to companies based in another country
1%
of the tenders came from another country
4%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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