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TED - Tenders Electronic Daily (Publications Office of the EU) verified 1 week ago Contract award

Poland - Credit granting services - Granting of a long-term loan to cover the budget deficit in 2025 and to repay previously incurred liabilities

Original Polska - Usługi udzielania kredytu - Udzielenie kredytu długoterminowego na pokrycie deficytu budżetu w roku 205 oraz spłatę wcześniej zaciągniętych zobowiązań

Awarded Poland Małopolskie Financial & insurance services

Buyer Gmina Myślenice

€1.4M awarded value · €1,398,723

Key facts

Awarded
Estimated value
€1.5M
€1,460,705 · converted from PLN
Procedure
Open procedure
  1. Awarded
  2. Published
  3. Contract ends, estimated October 2045
View the official notice Watch this tender

This contract runs about 240 months, so it is back on the market around October 2045. Log in

Awarded to

MAŁOPOLSKI BANK SPÓŁDZIELCZY; BANK SPÓŁDZIELCZY W SKAWINIE

Awarded value
€1,398,723 4% under the estimate of the same lots
Award date
Record with this buyer
1 first contract from this buyer in the register
Back on the market
Oct 2045 How we know

When this contract comes back

estimated from the stated duration

This contract runs about 240 months, so it is back on the market around October 2045.

Every contract expiring, on the radar

Summary

Machine-generated summary

The municipality of Gmina Myślenice awarded a contract for the granting of a long-term loan to cover the budget deficit in 2025 and to repay previously incurred liabilities. The loan amounts to PLN 7,338,716.00, with disbursement by 29 December 2025 and capital repayment scheduled from January 2028 to December 2044. The contract was won by MAŁOPOLSKI BANK SPÓŁDZIELCZY and BANK SPÓŁDZIELCZY W SKAWINIE. The awarded value was about EUR 1,398,722.55, converted from PLN at the ECB reference rate, which is 4% below the estimated value of PLN 6,394,235.14 (about EUR 1,460,704.77, converted from PLN). The award date was 2025-10-21. The contract lasts 240 months and is estimated to end and come back to market on 2045-10-20.

Description

Szczegółowy opis przedmiotu zamówienia: 1. Udzielenie kredytu długoterminowego na pokrycie deficytu budżetu w roku 2025 oraz spłatę wcześniej zaciągniętych zobowiązań. 2. Uruchomienie kredytu do dnia 29 grudnia 2025r., 3. spłata rat kapitałowych - karencja w latach 2026 i 2027, od styczna 2028 miesięcznie - na koniec każdego miesiąca, w okresie styczeń 2028 - grudzień 2044. 4. Kredyt w kwocie 7.338.716,00zł. Zamawiający zastrzega sobie możliwość niewykorzystania pełnej kwoty przyznanego kredytu oraz prawo wcześniejszej jego spłaty bez dodatkowych opłat i prowizji 5. Odsetki płatne miesięcznie, na koniec każdego miesiąca na podstawie dostarczonego na co najmniej 10 dni przed terminem płatności zawiadomienia banku o ich wysokości - zawiadomienie w formie pisemnej lub przesłanie na adres info@myslenice.pl. 6. Oprocentowanie kredytu - WIBOR 1M+marża banku. Na potrzeby sporządzenia oferty należy przyjąć WIBOR 1M z dnia 27.08.2025r. w wysokości 4,96%, rzeczywistą liczbę dni w każdym miesiącu oraz w poszczególnych latach i datę uruchomienia 29.12.2025r. 7. Zamawiający zastrzega sobie prawo do zmiany harmonogramu spłaty (po uprzednim przedłożeniu pozytywnej opinii RIO) oraz do wcześniejszej, przedterminowej spłaty bez dodatkowych opłat i prowizji.. 8. Zabezpieczenie kredytu: weksel własny in blanco wraz z deklaracją wekslową. 9. Wszelkie płatności wynikające z umowy będą płatne w złotych polskich. 10. Zamawiający informuję, że posiada stosowną opinię RIO, którą zamieścił na stronie internetowej postępowania.

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

Report an error in this notice

Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 1 week ago

What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 996 awards for Financial & insurance services in Poland.

This award
€1.4M
Estimated value
€1.5M
Median award
€542,770
Middle half of past awards
€293,595 to €1.2M

The award is larger than three in four past awards.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

Gmina Myślenice

Poland

notices in the register
75
awards
37
awarded in total
€3.8M

Who wins its contracts

Many suppliers
different companies won its awards
26
of the awards went to the three most frequent winners
21%
of its calls state an estimated value
18%

Based on 29 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

Awards most often to

  1. Usługi Remontowo Budowlane Instalatorstwo Elektryczne Józef Wróblewski 3 awards
  2. INTERDRÓG - Ireneusz Raczek 2 awards
  3. MAŁOPOLSKI BANK SPÓŁDZIELCZY; BANK SPÓŁDZIELCZY W SKAWINIE 1 award €1.4M

2 open tenders right now

Market context

open now in Financial & insurance services
2,236
median open notice
€482,367

Who wins in this market

Many suppliers

Poland · Financial & insurance services

different companies won awards here
780
of the awards went to the three most frequent winners
15%
buyers awarded contracts here
1,358

Based on 1,934 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.1
of those lots received a single tender
29%
of the awards went to companies based in another country
1%
of the tenders came from another country
4%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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