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TED - Tenders Electronic Daily (Publications Office of the EU) verified 4 days ago Contract notice

Poland - Credit granting services - Provision and servicing of a long-term loan of PLN 3,900,000.00 to repay previously incurred liabilities

Original Polska - Usługi udzielania kredytu - „Udzielenie i obsługa kredytu długoterminowego w kwocie 3 900.000,00 zł przeznaczeniem na spłatę wcześniej zaciągniętych zobowiązań ”

Open Poland Małopolskie Financial & insurance services

Buyer Gmina Zakliczyn

11 days left

Key facts

Closes
10:00 (UTC+1)
Procedure
Open procedure
  1. Published
  2. Today
  3. Deadline open for 28 days
  4. Awarded pending

Bidding window

28 days from publication to deadline

Usual length

Notices of this kind (Poland, open procedure, above the EU threshold) give a median of 28 days, half of them between 13 and 33 days, based on 83,323 notices of the last two years.

This buyer usually gives 14 days (median of its last 26 calls for tender).

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Summary

Machine-generated summary

Zakliczyn Municipality is procuring the provision and servicing of a long-term loan in Polish zloty of up to PLN 3,900,000.00 (three million nine hundred thousand zlotys). The contractor will grant the loan to the contracting authority in 2026 under conditions set out in the contract. The municipality will use the loan funds to repay an existing liability arising from a previously taken loan of PLN 3,900,000.00. A detailed description of the subject matter is in the description of the subject of the procurement attached to the terms of reference, together with certificates, information on the municipality's debt and guarantees, a descriptive report on the 2025 budget execution, information on communal property for 2025 and an opinion of the regional Chamber of Audit on repayment capacity.

Description

1.Przedmiotem zamówienia jest „Udzielenie i obsługa kredytu długoterminowego w kwocie 3 900.000,00 zł przeznaczeniem na spłatę wcześniej zaciągniętych zobowiązań” 2.Wykonawca udzieli Zamawiającemu w 2026 roku kredytu w walucie polskiej w kwocie do 3.900.000,00 zł (słownie: trzy miliony dziewięćset tysięcy złotych) na warunkach określonych w umowie. Zamawiający przeznaczy środki z kredytu na spłatę wcześniej zaciągniętego zobowiązania z tytułu zaciągniętego kredytu w kwocie 3 900.000,00 zł. 3.Szczegółowy opis przedmiotu zamówienia zawiera OPZ (zał. nr 8 do SWZ), oraz zaświadczenia i powołania, informacja o zadłużeniu Gminy Zakliczyn oraz udzielonych poręczeniach i gwarancjach, sprawozdanie opisowe z wykonania budżetu za rok 2025, informacja o mieniu komunalnym za rok 2025, opinia RIO o możliwości spłaty kredytu, która zostanie dołączona do dokumentów przetargowych z dniem otrzymania od organu opiniującego, stanowiące załączniki do niniejszej Specyfikacji Warunków Zamówienia, zwanej dalej „SWZ” (załączniki nr 3-6 do SWZ). 1. Przedmiotem zamówienia jest „Udzielenie i obsługa kredytu długoterminowego w kwocie 3 900.000,00 zł przeznaczeniem na spłatę wcześniej zaciągniętych zobowiązań” 2. Wykonawca udzieli Zamawiającemu w 2026 roku kredytu w walucie polskiej w kwocie do 3.900.000,00 zł (słownie: trzy miliony dziewięćset tysięcy złotych) na warunkach określonych w umowie. Zamawiający przeznaczy środki z kredytu na spłatę wcześniej zaciągniętego zobowiązania z tytułu zaciągniętego kredytu w kwocie 3 900.000,00 zł.

Terms of the procedure

How tenders are scored
Cena; Za czas oczekiwania (liczony w dniach roboczych) na wpływ środków na rachunek bankowy

As the official notice states them.

Bid or no-bid?

Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.

  1. In your favour:

    Do we meet every eligibility criterion?

    Open procedure: any interested supplier may submit a bid.

    Above the EU threshold: open to companies from any EU country.

  2. Your call:

    Can we deliver this with the team we have?

    The register holds nothing on this. The official documents will.

  3. Your call:

    Do we have two comparable references?

    Comparable work is in Financial & insurance services.

  4. In your favour:

    Is the deadline realistic for a proper offer?

    11 days left, 8 of them working days.

  5. Your call:

    Is there a margin at the likely winning price?

    In this country this kind of contract is usually awarded for between €293,595 and €1.2M.

  6. Your call:

    Do we know this buyer?

    The buyer has 46 notices in the register and no pattern of winners yet.

Can I bid?

  • Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
  • The notice is written in Polish.
  • Certificates from another EU country? Check the equivalents on eCertis

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

Report an error in this notice

Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 4 days ago

What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 996 awards for Financial & insurance services in Poland.

Median award
€542,770
Middle half of past awards
€293,595 to €1.2M

TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it has no mark on the scale. The official documents may state one.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

Gmina Zakliczyn

Poland

notices in the register
46
awards
20
awarded in total
€1.4M

Who wins its contracts

Many suppliers
different companies won its awards
18
of the awards went to the three most frequent winners
17%
of its calls state an estimated value
0%

Based on 18 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

Who usually wins this buyer's contracts in this sector

Based on 2 awards with a linked company profile over the last 5 years.

5 open tenders right now

Market context

TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it cannot be placed among the open notices of its sector. The official documents may state one.

open now in Financial & insurance services
2,273
median open notice
€483,000

Who wins in this market

Many suppliers

Poland · Financial & insurance services

different companies won awards here
780
of the awards went to the three most frequent winners
15%
buyers awarded contracts here
1,358

Based on 1,934 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.1
of those lots received a single tender
29%
of the awards went to companies based in another country
1%
of the tenders came from another country
4%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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11 days left

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