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TED - Tenders Electronic Daily (Publications Office of the EU) verified 4 days ago Contract notice

Poland - Credit services - Granting and servicing of a long-term loan in the amount of PLN 15,115,164.32

Original Polska - Usługi udzielania kredytu - Udzielenie i obsługa kredytu długoterminowego w kwocie 15 115 164,32 zł

Open Poland Wielkopolskie Financial & insurance services

Buyer Gmina Trzcianka

15 days left

Key facts

Closes
12:00 (UTC+1)
Procedure
Open procedure
  1. Published
  2. Today
  3. Deadline open for 36 days
  4. Awarded pending

Bidding window

35 days from publication to deadline

Usual length

Notices of this kind (Poland, open procedure, above the EU threshold) give a median of 28 days, half of them between 13 and 33 days, based on 83,323 notices of the last two years.

This buyer usually gives 14 days (median of its last 29 calls for tender).

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Summary

Machine-generated summary

The contract covers the granting and servicing of a long-term loan in Polish zloty, in the amount of PLN 15,115,164.32. The loan will finance the planned budget deficit and the repayment of earlier liabilities from credit agreements. The planned credit period runs from signing of the agreement until 30 November 2040. The loan will be released by transfer to the borrower's account at Bank Pekao SA. The buyer may draw the loan in one or more written dispositions submitted by 15 December 2026, with the final drawdown date of 23 December 2026. Funds must be made available within 5 working days of a withdrawal request.

Description

1. Przedmiotem zamówienia jest udzielenie i obsługa kredytu długoterminowego: 1) Przeznaczenie kredytu: finansowanie planowanego deficytu budżetu oraz spłata wcześniej zaciągniętych zobowiązań z tytułu kredytów i pożyczek do kwoty 15 115 164,32 zł. 2) Rodzaj kredytu: długoterminowy. 3) Waluta: PLN. 4) Planowany okres kredytowania: od dnia podpisania umowy do 30.11.2040 r. 5) Uruchomienie kredytu nastąpi w formie przelewu na rachunek bankowy Kredytobiorcy w Banku Pekao SA Nr 62 1240 3741 1111 0000 4456 5312. 6) Uruchomienie kredytu na podstawie pisemnych dyspozycji (jednej lub więcej niż jednej) składanych przez Zamawiającego w okresie od podpisania umowy do dnia 15.12.2026 r. (ostatecznym terminem uruchomienia kredytu jest termin 23.12.2026 r.). Wymagany przez Zamawiającego termin postawienia kredytu do dyspozycji Zamawiającego wynosi do 5 dni roboczych od dnia złożenia wniosku o wypłatę.

Terms of the procedure

How tenders are scored
Cena: 100 percent

As the official notice states them.

Bid or no-bid?

Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.

  1. In your favour:

    Do we meet every eligibility criterion?

    Open procedure: any interested supplier may submit a bid.

    Above the EU threshold: open to companies from any EU country.

  2. Your call:

    Can we deliver this with the team we have?

    The register holds nothing on this. The official documents will.

  3. Your call:

    Do we have two comparable references?

    Comparable work is in Financial & insurance services.

  4. In your favour:

    Is the deadline realistic for a proper offer?

    15 days left, 12 of them working days.

  5. Your call:

    Is there a margin at the likely winning price?

    In this country this kind of contract is usually awarded for between €293,595 and €1.2M.

  6. Your call:

    Do we know this buyer?

    The buyer has 56 notices in the register and no pattern of winners yet.

Can I bid?

  • Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
  • The notice is written in Polish.
  • Certificates from another EU country? Check the equivalents on eCertis

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

Report an error in this notice

Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 4 days ago

What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 996 awards for Financial & insurance services in Poland.

Median award
€542,770
Middle half of past awards
€293,595 to €1.2M

TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it has no mark on the scale. The official documents may state one.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

Gmina Trzcianka

Poland

notices in the register
56
awards
27
awarded in total
€3.7M

Who wins its contracts

Many suppliers
different companies won its awards
20
of the awards went to the three most frequent winners
23%
of its calls state an estimated value
21%

Based on 22 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Poland

Based on 1938 awards with a linked company profile over the last 2 years.

3 open tenders right now

Market context

TED - Tenders Electronic Daily (Publications Office of the EU) publishes no value for this notice, so it cannot be placed among the open notices of its sector. The official documents may state one.

open now in Financial & insurance services
2,236
median open notice
€482,367

Who wins in this market

Many suppliers

Poland · Financial & insurance services

different companies won awards here
780
of the awards went to the three most frequent winners
15%
buyers awarded contracts here
1,358

Based on 1,934 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.1
of those lots received a single tender
29%
of the awards went to companies based in another country
1%
of the tenders came from another country
4%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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15 days left

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