Summary
Machine-generated summaryThis contract covers the subscription of a framework insurance agreement on behalf of uninsured tenants of social housing. It is concluded for a duration of 4 years and is awarded as a joint procurement group on behalf of nine public housing bodies: HLM Ariège, Sud Massif Central Habitat, Toulouse Métropole Habitat, OPH 31, SA HLM des Chalets, OPH du Gers, Lot Habitat, Lozère Habitations and Tarn Habitat. It is a relaunched market following the declaration of no award of the previous consultation for lack of suitable offers and a modification of the procurement documents. The estimated value corresponds to the maximum amount of the framework agreement. The insurance covers damage or loss risks for the tenants concerned.
Description
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
- The notice is written in French.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: TED - Tenders Electronic Daily (Publications Office of the EU)
Always verify details on the official notice.
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Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 16 hours ago
Expected award price
- likely award for this notice, from its published estimate of €5,000,000
- €1.2M to €5.0M
Comparable awards in this country and sector came in at a median of 77% of their published estimate, half of them between 25% and 100%, based on 95 awards of the last 3 years.
Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 1,797 awards for Financial & insurance services in France.
- This notice
- €5.0M
- Median award
- €202,500
- Middle half of past awards
- €52,681 to €671,855
The estimate is larger than three in four past awards.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileTOULOUSE MÉTROPOLE HABITAT
- notices in the register
- 71
- awards
- 39
- awarded in total
- €71.4M
Who wins its contracts
Many suppliers- different companies won its awards
- 35
- of the awards went to the three most frequent winners
- 15%
- of its calls state an estimated value
- 16%
Based on 39 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.
Competition
- tenders per lot on average (open and restricted procedures)
- 3.9
- of those lots received a single tender
- 17%
- of the awards went to companies based in another country
- 0%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - France
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| SMACL ASSURANCES | 88 | €11.6M | Sep 2026 |
| SOCIETE MUTUELLE D'ASSURANCE DU BATIMENT ET DES TRAVAUX PUBLICS | 82 | €3.8M | Sep 2026 |
| CAISSE REGIONALE D'ASSURANCES MUTUELLES AGRICOLES BRETAGNE PAYS DE LA LOIRE | 48 | €1.5M | Dec 2025 |
| SMABTP | 38 | €17.6M | Oct 2026 |
| UP COOP | 33 | €9.2M | Sep 2026 |
Based on 2025 awards with a linked company profile over the last 2 years.
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Market context
Larger than 86% of the open notices in Financial & insurance services across Europe.
- open now in Financial & insurance services
- 3,414
- median open notice
- €454,856
Who wins in this market
Many suppliersFrance · Financial & insurance services
- different companies won awards here
- 1,216
- of the awards went to the three most frequent winners
- 11%
- winners of the last 12 months were new here
- 990 of 1,059
- buyers awarded contracts here
- 1,559
Based on 2,072 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners. New: no award from the same buyer or market in the two years before.
Competition
- tenders per lot on average (open and restricted procedures)
- 1.7
- of those lots received a single tender
- 27%
- of the awards went to companies based in another country
- 1%
- of the tenders came from another country
- 8%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
Similar tenders
Open now
18
days left
€2,500,000
est. value
Awarded before
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