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TED - Tenders Electronic Daily (Publications Office of the EU) verified 4 hours ago Contract notice

Danmark - Finansielle tjenester og forsikringstjenester - Hørsholm Kommune - Forsikringsudbud

Open Denmark Financial & insurance services

Buyer Hørsholm Kommune

3 days left

Key facts

Closes
23:59 (UTC+2)
Estimated value
€3.4M
€3,355,408 · converted from DKK
Procedure
Open procedure
  1. Published
  2. Today
  3. Deadline open for 4 days
  4. Awarded pending

Bidding window

3 days from publication to deadline

Shorter than usual

Notices of this kind (Denmark, open procedure, above the EU threshold) give a median of 32 days, half of them between 29 and 40 days, based on 3,140 notices of the last two years. Fewer days than three in four comparable notices. Check the documents early and ask questions before the clarification deadline.

View the official notice Watch this tender

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Key points

Hørsholm Kommune ønsker tilbud på en eller flere af følgende delaftaler: Delaftale 1: Bygning- og løsøre, entrepriseforsikring og all risk forsikring - egne og udlånte genstande Delaftale 2: Erhvervs- og produktansvarsforsikring Delaftale 3: Ledelsesansvarsforsikring Delaftale 4: Motorkøretøjsforsikring Delaftale 5: Arbejdsskadeforsikring - Lov om aktiv beskæftigelsesindsats Delaftale 6: Kollektive ulykkesforsikring Delaftale 7: Kriminalitetsforsikring inkl. netbank og Delaftale 8: Patientansvarsforsikring. Der henvises til udbudsmaterialet. Aftalen skal træde i kraft den 1. januar 2027. Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Delaftale 1: Bygning- og løsøre, entrepriseforsikring og all risk forsikring - egne og udlånte genstande. Der skal afgives tilbud på alle forsikringstyper under denne delaftale.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Erhvervs- og produktansvarsforsikring.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Ledelsesansvarsforsikring.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Motorkøretøjsforsikring.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Arbejdsskadeforsikring - Lov om aktiv beskæftigelsesindsats.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Kollektive ulykkesforsikring.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Kriminalitetsforsikring inkl. netbank.; Hørsholm kommune ønsker at indgå forsikringsaftale indenfor Patientansvarsforsikring.
Original text
Hørsholm Kommune ønsker tilbud på en eller flere af følgende delaftaler: Delaftale 1: Bygning- og løsøre, entrepriseforsikring og all risk forsikring - egne og udlånte genstande, Delaftale 2: Erhvervs- og produktansvarsforsikring, Delaftale 3: Ledelsesansvarsforsikring, Delaftale 4: Motorkøretøjsforsikring, Delaftale 5: Arbejdsskadeforsikring - Lov om aktiv beskæftigelsesindsats Delaftale 6: Kollektive ulykkesforsikring, Delaftale 7: Kriminalitetsforsikring inkl. netbank og Delaftale 8: Patientansvarsforsikring. Der henvises til udbudsmaterialet. Aftalen skal træde i kraft den 1. januar 2027. Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Delaftale 1: Bygning- og løsøre, entrepriseforsikring og all risk forsikring - egne og udlånte genstande. Der skal afgives tilbud på alle forsikringstyper under denne delaftale.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Erhvervs- og produktansvarsforsikring.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Ledelsesansvarsforsikring.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Motorkøretøjsforsikring.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Arbejdsskadeforsikring - Lov om aktiv beskæftigelsesindsats.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Kollektive ulykkesforsikring.; Hørsholm Kommune ønsker at indgå forsikringsaftale indenfor Kriminalitetsforsikring inkl. netbank.; Hørsholm kommune ønsker at indgå forsikringsaftale indenfor Patientansvarsforsikring.

8 lots

Lot 1
Delaftale 1: Bygning- og løsøre, entrepriseforsikring og all risk forsikring – egne og udlånte genstande estimated €1,648,954 · 84 months
Lot 2
Delaftale 2: Erhvervs- og produktansvarsforsikring estimated €262,776 · 84 months
Lot 3
Delaftale 3: Ledelsesansvarsforsikring estimated €14,047 · 84 months
Lot 4
Delaftale 4: Motorkøretøjsforsikring estimated €913,068 · 84 months
Lot 5
Delaftale 5: Arbejdsskadeforsikring - Lov om aktiv beskæftigelsesindsats estimated €254,723 · 84 months
Lot 6
Delaftale 6: Kollektive ulykkesforsikring estimated €8,990 · 84 months
Lot 7
Delaftale 7: Kriminalitetsforsikring inkl. netbank estimated €170,439 · 84 months
Lot 8
Delaftale 8: Patientansvarsforsikring estimated €82,410 · 84 months
How tenders are scored
pris; Kvalitet; Varsling ved småskadeprocent på 50% The lots are scored differently: the official notice gives each lot its own criteria.
Small firms
The buyer marks this procedure as suitable for small and medium-sized firms.

As the official notice states them.

Bid or no-bid?

Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.

  1. In your favour:

    Do we meet every eligibility criterion?

    Open procedure: any interested supplier may submit a bid.

    Above the EU threshold: open to companies from any EU country.

  2. Your call:

    Can we deliver this with the team we have?

    Estimated at €3.4M.

  3. Your call:

    Do we have two comparable references?

    Comparable work is in Financial & insurance services.

  4. Check this first:

    Is the deadline realistic for a proper offer?

    3 days left.

  5. Your call:

    Is there a margin at the likely winning price?

    In this country this kind of contract is usually awarded for between €615,352 and €3.8M.

  6. Your call:

    Do we know this buyer?

    The buyer has 7 notices in the register and no pattern of winners yet.

Can I bid?

  • Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
  • The notice is written in Danish.
  • Certificates from another EU country? Check the equivalents on eCertis

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

Report an error in this notice

Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 4 hours ago

Expected award price

likely award for this notice, from its published estimate of €3,355,408
€2.9M to €3.8M

Comparable awards in this country and sector came in at a median of 100% of their published estimate, half of them between 85% and 113%, based on 110 awards of the last 3 years.

Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.

What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 173 awards for Financial & insurance services in Denmark.

This notice
€3.4M
Median award
€1.6M
Middle half of past awards
€615,352 to €3.8M

The estimate sits inside the usual range.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

Hørsholm Kommune

Denmark

notices in the register
7
award
1
awarded in total
€4.9M

This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Denmark

Company Wins Total awarded Last win
GJENSIDIGE FORSIKRING 26 €59.2M Aug 2026
Protector Forsikring ASA 11 €27.5M Feb 2026
If Skadeforsikring, filial af If Skadeförsäkring AB 11 €14.7M Jul 2026
Protector Forsikring ASA; GJENSIDIGE FORSIKRING 8 €31.2M Jul 2026
Gjensidige Forsikring; Protector Forsikring ASA 5 €26.2M Dec 2025

Based on 186 awards with a linked company profile over the last 2 years.

2 open tenders right now

Market context

Larger than 84% of the open notices in Financial & insurance services across Europe.

open now in Financial & insurance services
2,230
median open notice
€486,000

Who wins in this market

Many suppliers

Denmark · Financial & insurance services

different companies won awards here
87
of the awards went to the three most frequent winners
26%
buyers awarded contracts here
113

Based on 186 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
1.7
of those lots received a single tender
48%
of the awards went to companies based in another country
20%
of the tenders came from another country
16%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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3 days left

Open notice

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