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Riigihangete register (RHR, Rahandusministeerium) verified 3 hours ago Contract notice

Voluntary health insurance for employees

Original Töötajate vabatahtlik tervisekindlustus

Open Estonia Financial & insurance services

Buyer Elering AS

16 days left

Key facts

Closes
11:00 (UTC+3)
Estimated value
€240,000
  1. Published
  2. Today
  3. Deadline open for 16 days
  4. Awarded pending

Bidding window

15 days from publication to deadline

Usual length

Notices of this kind (Estonia, below the EU threshold) give a median of 14 days, half of them between 11 and 19 days, based on 682 notices of the last two years.

This buyer usually gives 25 days (median of its last 120 calls for tender).

View the official notice Watch this tender

If the deadline moves or the notice is corrected, we email you. Log in

Summary

Machine-generated summary

Elering AS, an operator of an essential service, is procuring an employer-sponsored voluntary supplementary health insurance service for its employees. The service will be provided under a framework contract and in accordance with the technical description set out in the tender documents. Exclusion grounds and qualification requirements are set out in the tender's basis documents.

Description

Riigihanke esemeks on tööandja vabatahtliku täiendava tervisekindlustuse teenus Elering AS-i kui elutähtsa teenuse osutaja töötajatele raamlepingus ja käesolevas tehnilises kirjelduses sätestatud tingimustel. / Kõrvaldamise alused ja kvalifitseerimistingimused: Vaata hanke alusdokumentidest

Bid or no-bid?

Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.

  1. Your call:

    Do we meet every eligibility criterion?

    The register holds nothing on this. The official documents will.

  2. Your call:

    Can we deliver this with the team we have?

    Estimated at €240,000.

  3. Your call:

    Do we have two comparable references?

    Comparable work is in Financial & insurance services.

  4. In your favour:

    Is the deadline realistic for a proper offer?

    16 days left, 12 of them working days.

  5. Your call:

    Is there a margin at the likely winning price?

    In this country this kind of contract is usually awarded for between €64,730 and €620,189.

  6. Your call:

    Do we know this buyer?

    The buyer has 197 notices in the register and no pattern of winners yet.

Can I bid?

Official source

Source: Riigihangete register (RHR, Rahandusministeerium)

Always verify details on the official notice.

Report an error in this notice

Last verified against Riigihangete register (RHR, Rahandusministeerium) 3 hours ago

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What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 23 awards for Financial & insurance services in Estonia.

This notice
€240,000
Median award
€310,353
Middle half of past awards
€64,730 to €620,189

The estimate sits inside the usual range.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

Elering AS

Estonia

notices in the register
197
awards
66
awarded in total
€173.8M

Who wins its contracts

Many suppliers
different companies won its awards
38
of the awards went to the three most frequent winners
30%
of its calls state an estimated value
27%

Based on 56 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.8
of those lots received a single tender
17%
of the awards went to companies based in another country
12%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Estonia

Company Wins Total awarded Last win
AB “Lietuvos draudimas“ Eesti filiaal 5 €1.7M Jul 2026
AAS BTA Baltic Insurance Company Eesti filiaal 5 €120,352 Jul 2026
Maaelu Edendamise Sihtasutus 2 €67.8M Oct 2025
If P&C Insurance AS 2 €13,634 Mar 2026
Aktsiaselts SEB Liising; Swedbank AS 2 May 2026

Based on 33 awards with a linked company profile over the last 2 years.

16 open tenders right now

Market context

Larger than 40% of the open notices in Financial & insurance services across Europe.

open now in Financial & insurance services
3,375
median open notice
€465,883

Who wins in this market

Moderately concentrated

Estonia · Financial & insurance services

different companies won awards here
22
of the awards went to the three most frequent winners
36%
buyers awarded contracts here
23

Based on 33 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.8
of those lots received a single tender
15%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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16 days left

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