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TED - Tenders Electronic Daily (Publications Office of the EU) verified 5 hours ago Contract notice

Portugal - Insurance services - Provision of services in the field of insurance

Original Portugal - Serviços de seguros - Prestação de serviços na área de seguros

Open Portugal Oeste e Vale do Tejo Financial & insurance services

Buyer Município de Arruda dos Vinhos

24 days left

Key facts

Closes
23:59 (UTC)
Estimated value
€660,000
Procedure
Open procedure
  1. Published
  2. Today
  3. Deadline open for 24 days
  4. Awarded pending

Bidding window

24 days from publication to deadline

Usual length

Notices of this kind (Portugal, open procedure, above the EU threshold) give a median of 29 days, half of them between 27 and 31 days, based on 10,941 notices of the last two years.

This buyer usually gives 12 days (median of its last 38 calls for tender).

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Summary

Machine-generated summary

A Portuguese contracting authority is procuring insurance services divided into five lots. Lot 1 covers motor insurance for the vehicle fleet and hull machinery insurance. Lot 2 covers workers' compensation insurance for municipal employees, paid professional trainees, and trainees covered by IEFP protocols and agreements. Lot 3 covers personal accident insurance for curricular internships and similar schemes, plus periodic sports, cultural and leisure activities. Lot 4 covers civil liability and multi-risk insurance. Lot 5 covers civil liability and own damage insurance for drones. The contract concerns the provision of insurance coverage services across these lines of business.

Description

Prestação de serviços na área de seguros Lote 1 - Ramo Automóvel - frota Ramo Máquinas de Casco; Lote 2 - Ramo Acidentes de Trabalho - Trabalhadores Municipais; Ramo Acidentes de Trabalho - Estágios profissionais remunerados Ramo Acidentes de Trabalho - Protocolos/acordos do IEFP; Lote 3 - Ramo de acidentes pessoais - Estágios curriculares e outros similares; Ramo de acidentes pessoais - Atividades desportivas, de cultura e recreio (atividades periódicas); Ramo de acidentes pes; Lote 4 - Ramo Responsabilidade Civil; Ramo Multirriscos; Lote 5 - Ramo Responsabilidade Civil e danos próprios - Drones

Bid or no-bid?

Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.

  1. In your favour:

    Do we meet every eligibility criterion?

    Open procedure: any interested supplier may submit a bid.

    Above the EU threshold: open to companies from any EU country.

  2. Your call:

    Can we deliver this with the team we have?

    Estimated at €660,000.

  3. Your call:

    Do we have two comparable references?

    Comparable work is in Financial & insurance services.

  4. In your favour:

    Is the deadline realistic for a proper offer?

    24 days left, 18 of them working days.

  5. Your call:

    Is there a margin at the likely winning price?

    In this country this kind of contract is usually awarded for between €6,133 and €86,893.

  6. Your call:

    Do we know this buyer?

    The register holds nothing on this. The official documents will.

Can I bid?

  • Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
  • The notice is written in Portuguese.
  • Certificates from another EU country? Check the equivalents on eCertis

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

Report an error in this notice

Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 5 hours ago

View the official notice

Expected award price

likely award for this notice, from its published estimate of €660,000
€580,800 to €660,000

Comparable awards in this country and sector came in at a median of 96% of their published estimate, half of them between 88% and 100%, based on 69 awards of the last 3 years.

Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.

What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 631 awards for Financial & insurance services in Portugal.

This notice
€660,000
Median award
€17,820
Middle half of past awards
€6,133 to €86,893

The estimate is larger than three in four past awards.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

The buyer

Full buyer profile

Município de Arruda dos Vinhos

Portugal

Who wins its contracts

Many suppliers
different companies won its awards
36
of the awards went to the three most frequent winners
8%
of its calls state an estimated value
100%

Based on 36 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Portugal

Company Wins Total awarded Last win
Fidelidade - Companhia de Seguros, S.A. 72 €23.1M Oct 2026
GENERALI SEGUROS, S.A. 60 €12.8M Sep 2026
SINASE-RECURSOS HUMANOS EST. DES.EMPRESAS, LDA. 31 €265,430 Sep 2026
Susana Gonçalves, Lda 22 €266,722 Sep 2026
LUSITANIA-COMPANHIA DE SEGUROS, S.A. 17 €747,202 Sep 2026

Based on 626 awards with a linked company profile over the last 2 years.

8 open tenders right now

Market context

Larger than 57% of the open notices in Financial & insurance services across Europe.

open now in Financial & insurance services
3,363
median open notice
€463,594

Who wins in this market

Many suppliers

Portugal · Financial & insurance services

different companies won awards here
220
of the awards went to the three most frequent winners
26%
buyers awarded contracts here
422

Based on 626 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.5
of those lots received a single tender
34%
of the awards went to companies based in another country
2%
of the tenders came from another country
1%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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