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TED - Tenders Electronic Daily (Publications Office of the EU) verified 2 days ago Contract notice

Portugal - Insurance services - Procurement of insurance services for the Municipality of Trofa for the year 2027

Original Portugal - Serviços de seguros - Aquisição de serviços de seguros para o Município da Trofa, para o ano 2027

Open Portugal Norte Financial & insurance services

Buyer Município da Trofa

20 days left

Key facts

Closes
23:59 (UTC)
Estimated value
€348,746
Procedure
Open procedure
  1. Published
  2. Today
  3. Deadline open for 29 days
  4. Awarded pending

Bidding window

29 days from publication to deadline

Usual length

Notices of this kind (Portugal, open procedure, above the EU threshold) give a median of 29 days, half of them between 27 and 31 days, based on 11,037 notices of the last two years.

This buyer usually gives 8 days (median of its last 79 calls for tender).

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Summary

Machine-generated summary

The Municipality of Trofa in Portugal is procuring insurance services to cover the municipality's needs for the year 2027. The contract concerns the acquisition of insurance services for the municipal administration, with the scope and coverage corresponding to the requirements set out in the tender documents.

Description

Aquisição de serviços de seguros para o Município da Trofa, para o ano 2027

Bid or no-bid?

Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.

  1. In your favour:

    Do we meet every eligibility criterion?

    Open procedure: any interested supplier may submit a bid.

    Above the EU threshold: open to companies from any EU country.

  2. Your call:

    Can we deliver this with the team we have?

    Estimated at €348,746.

  3. Your call:

    Do we have two comparable references?

    Comparable work is in Financial & insurance services.

  4. In your favour:

    Is the deadline realistic for a proper offer?

    20 days left, 15 of them working days.

  5. Your call:

    Is there a margin at the likely winning price?

    In this country this kind of contract is usually awarded for between €6,160 and €107,572.

  6. Your call:

    Do we know this buyer?

    The buyer has 270 notices in the register and no pattern of winners yet.

Can I bid?

  • Open procedure: any interested supplier may submit a bid. Above the EU threshold: open to companies from any EU country.
  • The notice is written in Portuguese.
  • Certificates from another EU country? Check the equivalents on eCertis

Official source

Source: TED - Tenders Electronic Daily (Publications Office of the EU)

Always verify details on the official notice.

Report an error in this notice

Last verified against TED - Tenders Electronic Daily (Publications Office of the EU) 2 days ago

Expected award price

likely award for this notice, from its published estimate of €348,746
€306,897 to €348,746

Comparable awards in this country and sector came in at a median of 96% of their published estimate, half of them between 88% and 100%, based on 71 awards of the last 3 years.

Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.

What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 633 awards for Financial & insurance services in Portugal.

This notice
€348,746
Median award
€17,883
Middle half of past awards
€6,160 to €107,572

The estimate is larger than three in four past awards.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

Município da Trofa

Portugal

notices in the register
270
awards
51
awarded in total
€2.7M

Who wins its contracts

Many suppliers
different companies won its awards
39
of the awards went to the three most frequent winners
18%
of its calls state an estimated value
100%

Based on 45 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
1.4
of those lots received a single tender
70%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Portugal

Company Wins Total awarded Last win
Fidelidade - Companhia de Seguros, S.A. 72 €23.1M Oct 2026
GENERALI SEGUROS, S.A. 62 €17.6M Oct 2026
SINASE-RECURSOS HUMANOS EST. DES.EMPRESAS, LDA. 31 €265,430 Sep 2026
Susana Gonçalves, Lda 22 €266,722 Sep 2026
LUSITANIA-COMPANHIA DE SEGUROS, S.A. 17 €747,202 Sep 2026

Based on 628 awards with a linked company profile over the last 2 years.

8 open tenders right now

Market context

Larger than 46% of the open notices in Financial & insurance services across Europe.

open now in Financial & insurance services
3,465
median open notice
€430,387

Who wins in this market

Many suppliers

Portugal · Financial & insurance services

different companies won awards here
220
of the awards went to the three most frequent winners
26%
buyers awarded contracts here
424

Based on 628 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

Competition

tenders per lot on average (open and restricted procedures)
2.5
of those lots received a single tender
34%
of the awards went to companies based in another country
2%
of the tenders came from another country
1%

As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.

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20 days left

Open notice

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