Summary
Machine-generated summaryThe Town Hall of Ax-les-Thermes is procuring statutory insurance services for its personnel, divided into two lots. Lot 1 covers tenured and trainee civil servants affiliated to the CNRACL pension scheme. Lot 2 covers trainee, tenured and non-tenured staff affiliated to the IRCANTEC scheme. The insurance provides statutory coverage for these categories of municipal employees.
Description
Bid or no-bid?
Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.
Can I bid?
- Open procedure: any interested supplier may submit a bid.
- Documents in French.
- Bids are submitted through Buyer profile (profil d'acheteur) linked on each notice.
- Certificates from another EU country? Check the equivalents on eCertis
Official source
Source: BOAMP - Bulletin officiel des annonces de marchés publics (DILA)
Always verify details on the official notice.
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Last verified against BOAMP - Bulletin officiel des annonces de marchés publics (DILA) 5 hours ago
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Expected award price
- likely award for this notice, from its published estimate of €165,000
- €41,250 to €165,000
Comparable awards in this country and sector came in at a median of 76% of their published estimate, half of them between 25% and 100%, based on 94 awards of the last 3 years.
Each award is compared with the estimate of the same lots, framework agreements excluded. A published estimate may include options and renewals, so an award under it is not always a discount.
What this market pays
The buyer has too few awards of its own in this sector, so this is the range of the last 1,788 awards for Financial & insurance services in France.
- This notice
- €165,000
- Median award
- €202,470
- Middle half of past awards
- €52,574 to €670,040
The estimate sits inside the usual range.
Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.
The buyer
Full buyer profileCOMMUNE D AX LES THERMES
- notices in the register
- 6
- awards
- 4
- awarded in total
- €673,834
This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - France
| Company | Wins | Total awarded | Last win |
|---|---|---|---|
| SMACL ASSURANCES | 88 | €11.6M | Sep 2026 |
| SOCIETE MUTUELLE D'ASSURANCE DU BATIMENT ET DES TRAVAUX PUBLICS | 82 | €3.8M | Sep 2026 |
| CAISSE REGIONALE D'ASSURANCES MUTUELLES AGRICOLES BRETAGNE PAYS DE LA LOIRE | 48 | €1.5M | Dec 2025 |
| SMABTP | 37 | €17.6M | Sep 2026 |
| UP COOP | 33 | €9.2M | Sep 2026 |
Based on 2015 awards with a linked company profile over the last 2 years.
2 open tenders right now
Market context
Larger than 30% of the open notices in Financial & insurance services across Europe.
- open now in Financial & insurance services
- 3,375
- median open notice
- €465,883
Who wins in this market
Many suppliersFrance · Financial & insurance services
- different companies won awards here
- 1,212
- of the awards went to the three most frequent winners
- 11%
- winners of the last 12 months were new here
- 993 of 1,062
- buyers awarded contracts here
- 1,554
Based on 2,065 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners. New: no award from the same buyer or market in the two years before.
Competition
- tenders per lot on average (open and restricted procedures)
- 1.7
- of those lots received a single tender
- 27%
- of the awards went to companies based in another country
- 1%
- of the tenders came from another country
- 7%
As the official award notices state them, over the last 3 years. Tenders per lot count open and restricted procedures only: in a negotiated procedure or a direct award a single tender is the procedure itself. The country is the one the notice gives for the winner.
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