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BASE - Portal dos Contratos Públicos (IMPIC) verified 10 hours ago Contract notice

Acquisition of Health Insurance Services for the year 2027 (PC.001.2026.2545)

Original Aquisição de Serviços de Seguro de Saúde para o ano 2027 (PC.001.2026.2545)

Open Portugal Financial & insurance services

Buyer CMPH Empresa de Habitação e Manutenção do Município do Porto, E.M.

15 days left

Key facts

Closes
00:59 (UTC+1)
Estimated value
€215,751
Procedure
Open procedure
  1. Published
  2. Today
  3. Deadline open for 22 days
  4. Awarded pending

Bidding window

21 days from publication to deadline

Longer than usual

Notices of this kind (Portugal, open procedure, below the EU threshold) give a median of 12 days, half of them between 8 and 17 days, based on 42,708 notices of the last two years.

This buyer usually gives 20 days (median of its last 93 calls for tender).

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Summary

Machine-generated summary

This tender concerns the acquisition of health insurance services to cover the year 2027. The contracting entity seeks a provider to supply health insurance coverage for the insured persons covered by the contract. The procedure is identified by the reference PC.001.2026.2545 and covers a single service: the provision of health insurance for the stated coverage period.

Bid or no-bid?

Six questions before you commit a team. Under each one, what the register holds on it. The answers are yours.

  1. In your favour:

    Do we meet every eligibility criterion?

    Open procedure: any interested supplier may submit a bid.

  2. Your call:

    Can we deliver this with the team we have?

    Estimated at €215,751.

  3. Your call:

    Do we have two comparable references?

    Comparable work is in Financial & insurance services.

  4. In your favour:

    Is the deadline realistic for a proper offer?

    15 days left, 12 of them working days.

  5. Your call:

    Is there a margin at the likely winning price?

    In this country this kind of contract is usually awarded for between €6,133 and €86,893.

  6. Your call:

    Do we know this buyer?

    The buyer has 573 notices in the register and no pattern of winners yet.

Can I bid?

Official source

Source: BASE - Portal dos Contratos Públicos (IMPIC)

Always verify details on the official notice.

Report an error in this notice

Last verified against BASE - Portal dos Contratos Públicos (IMPIC) 10 hours ago

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What this market pays

The buyer has too few awards of its own in this sector, so this is the range of the last 631 awards for Financial & insurance services in Portugal.

This notice
€215,751
Median award
€17,820
Middle half of past awards
€6,133 to €86,893

The estimate is larger than three in four past awards.

Award values as published by the official sources. Use them as a guide, not a rule: scope, lots and duration differ between contracts.

CMPH Empresa de Habitação e Manutenção do Município do Porto, E.M.

Portugal

notices in the register
573
awards
144
awarded in total
€3.4B

Who wins its contracts

Many suppliers
different companies won its awards
48
of the awards went to the three most frequent winners
30%
of its calls state an estimated value
100%

Based on 138 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

One dot per award, on the day it was signed, sized by its value. A ring is an award with no published value.

This buyer has no award history in this sector yet. Usual winners, Financial & insurance services - Portugal

Company Wins Total awarded Last win
Fidelidade - Companhia de Seguros, S.A. 72 €23.1M Oct 2026
GENERALI SEGUROS, S.A. 60 €12.8M Sep 2026
SINASE-RECURSOS HUMANOS EST. DES.EMPRESAS, LDA. 31 €265,430 Sep 2026
Susana Gonçalves, Lda 22 €266,722 Sep 2026
LUSITANIA-COMPANHIA DE SEGUROS, S.A. 17 €747,202 Sep 2026

Based on 626 awards with a linked company profile over the last 2 years.

8 open tenders right now

Market context

Larger than 39% of the open notices in Financial & insurance services across Europe.

open now in Financial & insurance services
3,307
median open notice
€450,000

Who wins in this market

Many suppliers

Portugal · Financial & insurance services

different companies won awards here
220
of the awards went to the three most frequent winners
26%
buyers awarded contracts here
422

Based on 626 awards with a named winner over the last 3 years. Counted by award, not by value, because lot and framework amounts are not comparable. Concentrated means the three most frequent winners took 65% or more of the awards; many suppliers, under 35% with at least ten different winners.

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15 days left

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